Education Center

3 Affordable Burial Insurance Options After A Stroke | Approved Today

If you’ve had a stroke, you probably think you can’t obtain burial insurance. That is right, John. I just applied and was denied burial insurance. However, that is not true. … Continue reading 3 Affordable Burial Insurance Options After A Stroke | Approved Today

How To Get Life Insurance If Skydiving | Your Guide To Finding the Lowest Cost Life Insurance For Your Skydiving Hobby

Let me guess. You like to skydive, are a skydiving instructor, or are a skydiving enthusiast, and you think you can’t obtain life insurance because of your hazardous hobby? Yes, … Continue reading How To Get Life Insurance If Skydiving | Your Guide To Finding the Lowest Cost Life Insurance For Your Skydiving Hobby

2 Solid CD Alternatives That Grow Your Money | These Options Offer The Same Principal Protection But Higher Returns

I get it: you want to grow your money safely, but Certificates of Deposit (CDs) offer a paltry return. You want safe CD alternatives that still grow your money. You’ve … Continue reading 2 Solid CD Alternatives That Grow Your Money | These Options Offer The Same Principal Protection But Higher Returns

How High-Risk Applicants Get Approved For Life Insurance | 3 Life Insurance Options Available To You

Here’s the situation: you’ve applied for life insurance, and the carrier says you are a high-risk or impaired risk. So, they decline your application. If you are a high-risk applicant … Continue reading How High-Risk Applicants Get Approved For Life Insurance | 3 Life Insurance Options Available To You

How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week

We’ve talked about the importance of disability insurance ad nauseum. Self-employed professionals, workers, and employees should have some level of disability insurance to protect themselves. However, many carriers decline disability … Continue reading How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week

4 Life Insurance Options For People With Substance Abuse (Drug & Alcohol Abuse) | We Discuss Available Plans And Estimated Costs

If you’ve struggled with substance abuse, you probably think you can’t get life insurance. Thankfully, that is not true. That’s right. If you have struggled with substance abuse – that … Continue reading 4 Life Insurance Options For People With Substance Abuse (Drug & Alcohol Abuse) | We Discuss Available Plans And Estimated Costs

A Solid And Affordable Disability Insurance Option For Christians

There are many disability insurance carriers here in the United States. Did you know that an insurance carrier offers disability insurance for Christians? It’s true. While nearly all the carriers … Continue reading A Solid And Affordable Disability Insurance Option For Christians

The Wrong Way To Name Your Child As A Life Insurance Beneficiary | And, 3 Options To Make It Right

It’s fantastic. We’ve helped many parents apply and enroll in life insurance in the last several years. A simple, term life insurance plan is a cheap and economical way to … Continue reading The Wrong Way To Name Your Child As A Life Insurance Beneficiary | And, 3 Options To Make It Right

Guaranteed Issue Term Life Insurance | Easy Application | No Health Questions | Everyone Approved!

Did you know guaranteed issue term life insurance exists? No, John. I’ve only heard about guaranteed issue whole life insurance. Right. This is guaranteed issue term life. Same thing. No … Continue reading Guaranteed Issue Term Life Insurance | Easy Application | No Health Questions | Everyone Approved!

Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You

We all want to buy the right insurance for our needs, and this insurance includes disability insurance. However, technology has changed how we purchase. We open our iPad or phone, … Continue reading Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You

4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

So, you meet with an agent about disability insurance, and he or she starts going over all of the disability insurance riders. The agent says you need all of these … Continue reading 4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

What’s The Life Insurance LexisNexis Risk Classifier Score Really About?

I guaranteed you’ve never heard of the LexisNexis Risk Classifier Score. Yet, it plays an important role in insurance. John, this sounds like it belongs in outer space, you say. … Continue reading What’s The Life Insurance LexisNexis Risk Classifier Score Really About?

How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance

Commercial, corporate, or professional pilots may wonder about disability insurance. But, like anything, life happens, and this insurance takes a back seat. If you are a pilot, I think you’ll … Continue reading How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance

3 Advantages Of Business Overhead Expense Insurance | Here’s Why Business Owners Should Consider This Unique Insurance

If you are a small business owner, say a hairstylist, and suddenly disabled, have you ever thought about how you would pay your studio rent? Thankfully, this is where business … Continue reading 3 Advantages Of Business Overhead Expense Insurance | Here’s Why Business Owners Should Consider This Unique Insurance

4 Reasons Why Indexed Universal Life Insurance Is A Good Investment For Children | We Discuss The Advantages, Disadvantages, And Other Options

Many parents and grandparents purchase life insurance on their children or grandchildren. Usually, the life insurance is a whole life insurance policy. Did you know that indexed universal life insurance … Continue reading 4 Reasons Why Indexed Universal Life Insurance Is A Good Investment For Children | We Discuss The Advantages, Disadvantages, And Other Options

3 Life Insurance Options Approved For An Autistic Child | Life Insurance Is Available. We Discuss Your Options.

In this article, we are going to discuss how parents can get life insurance for their autistic child. Contrary to what you may have heard, you can obtain life insurance. … Continue reading 3 Life Insurance Options Approved For An Autistic Child | Life Insurance Is Available. We Discuss Your Options.

3 Great Reasons Why Teachers Need Disability Insurance Now | Even If You Have Some Through Work, You May Not Be Fully Covered

In this article, I discuss 3 great reasons why teachers need disability insurance. I also go into detail about what constitutes a great policy, discuss underwriting, and discuss costs. This … Continue reading 3 Great Reasons Why Teachers Need Disability Insurance Now | Even If You Have Some Through Work, You May Not Be Fully Covered

Here Are 4 Life Insurance Options If You Have Bipolar Disorder | We Discuss The Options And How You Can Get Approved!

In this article, I will tell you how people with bipolar disorder, or manic depression, can obtain life insurance. If you have bipolar disorder, you may have thought that life … Continue reading Here Are 4 Life Insurance Options If You Have Bipolar Disorder | We Discuss The Options And How You Can Get Approved!

3 Strong Reasons Why Millennials Need Disability Insurance | Learn Why This Insurance Is Extremely Important

Millennials usually don’t think about disability insurance. If you are a millennial, I think you’ll agree with me about that. There’s a lot going on in your life, right? Disability … Continue reading 3 Strong Reasons Why Millennials Need Disability Insurance | Learn Why This Insurance Is Extremely Important

A Solid, Money-Saving Small Business Health Insurance In Massachusetts | Know Your Options To Save Money

I think you will agree with me that small business health insurance here in Massachusetts can be expensive. You want to do right for you and your employees. Heck, health … Continue reading A Solid, Money-Saving Small Business Health Insurance In Massachusetts | Know Your Options To Save Money

How Disability Insurance Protects Business Loans | We Discuss And Educate You On This Important Insurance

If you are a business owner, you probably don’t think about using disability insurance to protect your business loans, right? You might already have some disability insurance already. So, why … Continue reading How Disability Insurance Protects Business Loans | We Discuss And Educate You On This Important Insurance

What Are The Best Medicare Supplement Plans In Massachusetts? We Go Into Detail What The “Best” Means

I think you’ll agree with me that everyone wants the “best”, and that includes Medicare Supplement plans, even for people in Massachusetts. To be clear, the “best” is a wicked … Continue reading What Are The Best Medicare Supplement Plans In Massachusetts? We Go Into Detail What The “Best” Means

3 Important Things Doulas Need To Know About Disability Insurance | Learn About This Important Insurance

I think you’ll agree with me that doulas don’t think about disability insurance. I mean, you are busy providing support for and educating your clients about the birthing and labor … Continue reading 3 Important Things Doulas Need To Know About Disability Insurance | Learn About This Important Insurance

How To Get Approved For Term Life Insurance Wicked Fast | No Medical Exam! No Agent! Instant Approval!

You’ve heard the saying, “sometimes, it is too good to be true…” Well, that is not the case in getting term life insurance with instant approval nowadays. You see, the … Continue reading How To Get Approved For Term Life Insurance Wicked Fast | No Medical Exam! No Agent! Instant Approval!

How To Avoid This Mistake With 5-Star Medicare Advantage Plans

There are 5-star restaurants. Five-star generals, too. You hear service organizations promote “five-star service”. There are even 5-star medicare advantage plans. What does 5-star mean to you? Right…the best. Do … Continue reading How To Avoid This Mistake With 5-Star Medicare Advantage Plans

Chew? How To Get Approved Cheap Non-Smoker Life Insurance [We Explain All The Details To Save You Money]

If you chew, dip, use smokeless tobacco then you probably think you are ineligible for life insurance at non-smoker rates. I mean, chew tobacco contains nicotine. Nicotine is bad, right? … Continue reading Chew? How To Get Approved Cheap Non-Smoker Life Insurance [We Explain All The Details To Save You Money]

How To Get Approved For Senior Care Options In Massachusetts [We Describe The Process And Details]

There’s a health care plan called senior care options for Massachusetts seniors. However, these plans aren’t your typical Medicare plan. While not all Massachusetts seniors qualify, some do. It’s worth … Continue reading How To Get Approved For Senior Care Options In Massachusetts [We Describe The Process And Details]

How Do Prescription Discount Cards Work? [Behind The Scenes Insight]

I know you’ve seen the advertisements. Everywhere. If you are like me, you wonder how these prescription discount cards work. Many of them are “free”. How is that possible? Moreover, … Continue reading How Do Prescription Discount Cards Work? [Behind The Scenes Insight]

The Best Personal Accident Insurance We Like For Individuals And Families [Affordable And Great Value]

I think you’ll agree with me having a strong, affordable personal accident insurance policy gives you peace of mind. There are few things that can be worse than going to … Continue reading The Best Personal Accident Insurance We Like For Individuals And Families [Affordable And Great Value]

Get The Right Mortgage Protection | It’s Not Life Insurance. It Is Mortgage Disability Insurance!

If you own a home, you understand that you need insurance for mortgage protection. What’s mortgage protection insurance, you ask? 

How To Get Approved For Life Insurance With Cerebral Palsy [The Right Way]

If you have Cerebral Palsy and search for life insurance, you know there is a “wrong way” going about it. You’ve probably been declined and discouraged. Or other websites and … Continue reading How To Get Approved For Life Insurance With Cerebral Palsy [The Right Way]

Understanding Dental Insurance: Your Guide To Learning | And Saving Money!

I think you’ll agree with me that understanding dental insurance is like understanding a black box. Here’s what I mean. You pay a premium, sometimes hefty, and you don’t know … Continue reading Understanding Dental Insurance: Your Guide To Learning | And Saving Money!

Health Insurance Options For Canadians In The USA

Canadians living here in the USA need health insurance. You probably realized by now that health insurance operates much differently here than in Canada. The type of health insurance available … Continue reading Health Insurance Options For Canadians In The USA

3 Important Health Insurance Options When You Lose Your Job | Coronavirus Or Anything Else

When you lose your job, you have to think about protecting your future in the short-term, and that includes options for health insurance. Sure, your first step is to file … Continue reading 3 Important Health Insurance Options When You Lose Your Job | Coronavirus Or Anything Else

Life Insurance And Coronavirus [Consider These Other Insurance Options]

I read a Forbes article which described the increase life insurance traffic due to the Coronavirus (COVID-19). People are worried about dying from this virus, which has a 3.4% mortality … Continue reading Life Insurance And Coronavirus [Consider These Other Insurance Options]

Guaranteed Issue Life Insurance Up To $100k | How To Apply

Do you want guaranteed issue life insurance, with no health questions, up to 100k in death benefit? Yes! Great. There is a way to obtain $100,000 of guaranteed life issue … Continue reading Guaranteed Issue Life Insurance Up To $100k | How To Apply

Ultimate Guide: Guaranteed Issue Life Insurance

If you are like most people, you probably wonder if guaranteed issue life insurance is right for you. You’ve heard about it. It sounds good. You just fill out a … Continue reading Ultimate Guide: Guaranteed Issue Life Insurance

Guaranteed Issue Life Insurance Under Age 40

You read about guaranteed issue life insurance, and have a loved one under age 40. You think it might be a good fit for him or her. Or, maybe you … Continue reading Guaranteed Issue Life Insurance Under Age 40

Life Insurance For People With Rheumatoid Arthritis [Approved! And, Here’s How]

If you have rheumatoid arthritis, you may wonder if you can purchase life insurance? The answer is more often than not, “yes”. You most certainly can obtain life insurance if … Continue reading Life Insurance For People With Rheumatoid Arthritis [Approved! And, Here’s How]

Affordable Health Insurance For Maine Residents

It’s no secret that the cost of health insurance has been increasing at a rapid rate. After your mortgage or rent, what’s your next largest cost? I bet it is … Continue reading Affordable Health Insurance For Maine Residents

How Non-US Citizens Obtain Life Insurance

Life insurance is an extremely important financial planning tool, even for non-US citizens. If you are a non-US citizen, you may be wondering if you can obtain life insurance here … Continue reading How Non-US Citizens Obtain Life Insurance

Life Insurance For DACA Recipients | Here Is How We Help & Your Options

You’ve lived here in the US for a while. Maybe you have or are starting a family of your own. As a DACA recipient, you understand the need and importance … Continue reading Life Insurance For DACA Recipients | Here Is How We Help & Your Options

Paid Maternity Leave Insurance: A Better Option

Maternity leave is an important time for parents. I can speak from experience. You want to enjoy your newborn as much as you can. There’s alot going on during this … Continue reading Paid Maternity Leave Insurance: A Better Option

Understand Your Dental Insurance!

It’s no secret; dental insurance is pretty important to your health. Many reputable healthcare sources state that there is a link to proper dental hygiene and your overall health.  However, … Continue reading Understand Your Dental Insurance!

Do This Before Getting Pregnant

Having a baby is a new and exciting moment. Your life definitely changes! (I speak from experience.) If you are a first-time parent, the process can be an exciting yet … Continue reading Do This Before Getting Pregnant

Types of Burial Insurance

You may hear from your friends, family, neighbors, or even Alex Trebek that you need burial insurance. If you think you do, it is important that you know the types … Continue reading Types of Burial Insurance

Is Critical Illness Insurance Worth The Money?

I know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, … Continue reading Is Critical Illness Insurance Worth The Money?

Your Best Critical Illness Insurance Options

If you read our article if critical illness insurance is worth the money, you know that answer really depends on you and your situation. Keep in mind that critical illness … Continue reading Your Best Critical Illness Insurance Options

Burial Insurance For Sickle Cell Anemia

Recently, we spoke to a woman who was looking for burial insurance for her husband. She was looking for life insurance to cover his burial and funeral expenses. This is … Continue reading Burial Insurance For Sickle Cell Anemia

Using The Right Income For Disability Insurance

Make no mistake about how important disability insurance is. We have written about the importance of disability insurance ad nauseam. Recall that disability insurance pays YOU a benefit in case … Continue reading Using The Right Income For Disability Insurance

Affordable Burial Insurance For Oxygen Use

Recently, we answered a call from a nice gentleman named “Joe”. (Not his real name.) He was looking for life insurance to cover his burial and funeral expenses. He retired, … Continue reading Affordable Burial Insurance For Oxygen Use

Best Disability Insurance For Acupuncturists

As an acupuncturist, relief is your middle name. You enjoy the challenge of helping your clients manage their pain and other health conditions. Moreover, you particularly enjoy how unique your … Continue reading Best Disability Insurance For Acupuncturists

Affordable Supplemental Pregnancy Insurance

Having a baby is expensive. You can look no further than the back page of the summary of benefits of your major medical policy. There, you’ll see an estimated cost … Continue reading Affordable Supplemental Pregnancy Insurance

Burial Insurance For People With Alzheimer’s Disease or Dementia

According to the Mayo Clinic, there are 3 million new cases of Alzheimer’s disease each year. This condition is tough on families and loved ones. If you or a family … Continue reading Burial Insurance For People With Alzheimer’s Disease or Dementia

Affordable Burial Insurance For People With Bipolar Disorder

About 6 million people here in the United States live with bipolar disorder or manic depression. If you have bipolar disorder, you probably think that you can’t obtain burial insurance. … Continue reading Affordable Burial Insurance For People With Bipolar Disorder

Avoid The Missing Tooth Clause

You put off purchasing dental insurance for awhile now. But, your bicuspid fell out. Now you need to get that fixed. You just purchased dental insurance and go to the … Continue reading Avoid The Missing Tooth Clause

Burial Insurance For People With COPD

Chronic Obstructive Pulmonary Disease, also known as “COPD”. If you have COPD, you probably think that you can’t obtain burial insurance. That is simply not true. Sure, there might be … Continue reading Burial Insurance For People With COPD

High Benefit Dental Insurance For Seniors And Families

You feel you need a lot of dental work. Maybe you went to the dentist, and he or she indicated several recommended, expensive procedures. Or, many of your friends have … Continue reading High Benefit Dental Insurance For Seniors And Families

What Do Life Insurance Tables And Table Rating Mean?

We aren’t talking about kitchen tables. In your search for affordable life insurance, you may have heard of the terms “life insurance tables” or “table rating”. Or, you may have … Continue reading What Do Life Insurance Tables And Table Rating Mean?

Low Cost Burial Insurance For Seniors

Let’s compare two cars. They are the same. Same engine. Same color. The suspension is the same. The safety rating is also the same. Same radio, too. Maybe with the … Continue reading Low Cost Burial Insurance For Seniors

Help With My Out Of Network Dentist Costs!

It’s common nowadays. Your dentist is out of network. We will explain what that means next. However, you are paying monthly premiums and are paying a lot out of pocket. … Continue reading Help With My Out Of Network Dentist Costs!

Affordable Burial Insurance For People With Huntington’s Disease

Huntington’s Disease is a genetic condition which affects the nerve cells in a person’s brain. If you or a family member have been diagnosed with Huntington’s Disease, you can still … Continue reading Affordable Burial Insurance For People With Huntington’s Disease

Short-Term Disability Insurance Costs

A short-term disability insurance plan pays a percentage of your income in case you are disabled and can’t work. The chance of a disability is real. Many industry sources state … Continue reading Short-Term Disability Insurance Costs

The Most Important Personal Trainer Insurance You Don’t Have

As a personal trainer, you meet with clients every day. You enjoy your job, helping your clients attain a healthy lifestyle and meet their goals. However, you absolutely need to … Continue reading The Most Important Personal Trainer Insurance You Don’t Have

3 Ways You Can Obtain Life Insurance And Keep Your Medicaid Benefits [We Give You The Answers You Need With Life Insurance Options]

Medicaid and life insurance. These together aren’t like peas and carrots. More like oil and water! You may have heard different information about Medicaid eligibility and life insurance. Frankly, a … Continue reading 3 Ways You Can Obtain Life Insurance And Keep Your Medicaid Benefits [We Give You The Answers You Need With Life Insurance Options]

Types Of Disability Insurance For Tattoo Artists

We have said this before: disabilities do not discriminate. They affect the young, the old, the rich, the poor, the executive, and the construction laborer. The same for tattoo artists … Continue reading Types Of Disability Insurance For Tattoo Artists

Dental Insurance For Non-US Citizens

Everyone needs to take care of their teeth. The Mayo Clinic calls it a “window to your overall health”.  Dental insurance can be a key component to your dental health. … Continue reading Dental Insurance For Non-US Citizens

Disability Insurance Underwriting: What You Need To Know To Get Approved Today!

In my opinion, there is no disputing how important disability insurance is. Just get on www.gofundme.com to see the pain many people and families are experiencing. The solution to many … Continue reading Disability Insurance Underwriting: What You Need To Know To Get Approved Today!

Affordable Guaranteed Issue Life Insurance Exists

We can’t stress enough the importance of life insurance. (And, no, we aren’t that type of life insurance agent as displayed in the movie, Groundhog Day). But, we have seen … Continue reading Affordable Guaranteed Issue Life Insurance Exists

Best Disability Insurance For Real Estate Appraisers

As a Real Estate Appraiser, valuation is your middle name. You enjoy the challenge of analyzing and reviewing real estate properties. Moreover, you particularly enjoy how unique your job is!  … Continue reading Best Disability Insurance For Real Estate Appraisers

Don’t Make These Senior Dental Insurance Mistakes

You know how important dental health is to your overall health. Even the Mayo Clinic discusses the connection between proper dental and oral health to your overall health. Keeping your … Continue reading Don’t Make These Senior Dental Insurance Mistakes

Affordable Secondary Dental Insurance

Dental work is usually expensive and costly. Sometimes, your dental insurance won’t pay as much or very little. Did you know you can purchase secondary dental insurance? Yes, that is … Continue reading Affordable Secondary Dental Insurance

Dental Insurance For Teeth Grinding

Teeth grinding, also known as bruxism, affects between 8% and 31% of the US population, children included. This condition causes additional stress including, but not limited to headaches, tooth wear, jaw … Continue reading Dental Insurance For Teeth Grinding

Best Disability Insurance For Stay-At-Home Moms And Homemakers

As a stay-at-home mom or homemaker, your life is busy. The days (and nights) can go on and on. You are part chef, teacher, doctor, psychologist, event planner, landscaper, accountant, … Continue reading Best Disability Insurance For Stay-At-Home Moms And Homemakers

Health Insurance For Children Without A Social Security Number

One can’t underestimate the importance of health insurance here in the United States. If you and your family have a social security number, you can usually obtain a policy that … Continue reading Health Insurance For Children Without A Social Security Number

Life Insurance For People With Down Syndrome | Approval In A Few Days

You’ve been told that people with Down Syndrome can’t get life insurance. However, that is not true. People with Down Syndrome can obtain life insurance. That is right. If you … Continue reading Life Insurance For People With Down Syndrome | Approval In A Few Days

Best Disability Insurance For Convenience Store Owners

As a convenience store owner, your work is hands on. You enjoy owning and operating a store that has impact on many people. (It’s not a “convenience” store for nothing!) … Continue reading Best Disability Insurance For Convenience Store Owners

My Dentist Does Not Accept Insurance

A common situation. You make a new visit to a new dentist for a new patient appointment. You like the dentist and the staff. The location is nice. The waiting … Continue reading My Dentist Does Not Accept Insurance

Mistakes When Signing Up For Medicare Part B

Every day, thousands of Medicare-age beneficiaries are facing a decision. The decision is when to sign up for Part B. Not knowing when or signing up too late could have … Continue reading Mistakes When Signing Up For Medicare Part B

Do This Before Marrying A Non-US Citizen

Your birth country does not define love. Nowadays, many US citizens are marrying foreign immigrants. While your love is strong, the process of your new spouse becoming a US citizen … Continue reading Do This Before Marrying A Non-US Citizen

Best Travel Medical Insurance For Families

Have you been planning an overseas trip? Maybe visit historic England, soak the sun in the French Riveria, or trek in the Argentinian Andes mountains? Visiting a new country is … Continue reading Best Travel Medical Insurance For Families

5 Mistakes Medicare Beneficiaries Make

Medicare is serious stuff. If you are reading this article, you are likely enrolling in Medicare for the first time. For years, your employer has provided access to major medical … Continue reading 5 Mistakes Medicare Beneficiaries Make

Best Disability Insurance For Nail Technicians | Your Guide To Understanding This Important Insurance

Nail technicians don’t think about disability insurance, but they should. As a nail technician, your work is hands-on…literally. You rely on your technical skills and style as well as your … Continue reading Best Disability Insurance For Nail Technicians | Your Guide To Understanding This Important Insurance

Life Insurance For Spanish-Speaking Individuals And Families

We at My Family Life Insurance know it is hard. English is a tough language to learn. You love your family. You understand that you need life insurance to protect … Continue reading Life Insurance For Spanish-Speaking Individuals And Families

Affordable Burial Insurance For People With Vascular Disease PVD or PAD | We Discuss Plan Options, Costs, And How Easy It Is To Apply

If you have peripheral vascular disease (PVD) or peripheral arterial disease (PAD), you can obtain burial insurance. Moreover, you can likely obtain burial insurance rather easily at affordable rates. How … Continue reading Affordable Burial Insurance For People With Vascular Disease PVD or PAD | We Discuss Plan Options, Costs, And How Easy It Is To Apply

How To “Ace” The Insurance Underwriting Phone Interview

If you apply for life or disability insurance, usually the carrier sets up a paramedical exam. The exam consists of health questions, a height/weight check, a urine sample, among other … Continue reading How To “Ace” The Insurance Underwriting Phone Interview

Burial Insurance For People With Sleep Apnea | We Discuss How To Apply, Plan Options, And Cost

Do you have sleep apnea and need burial insurance? Yes, John. I applied with my agent, but her company declined me because I use a CPAP machine. Unfortunately, that is … Continue reading Burial Insurance For People With Sleep Apnea | We Discuss How To Apply, Plan Options, And Cost

Here’s Affordable Burial Insurance For People With Atrial Fibrillation | Easy Application And Instant Approval

If you have atrial fibrillation, you can obtain burial insurance. That is right. Additionally, most people with atrial fibrillation, or Afib, purchase burial insurance rather easily with no policy limitations. … Continue reading Here’s Affordable Burial Insurance For People With Atrial Fibrillation | Easy Application And Instant Approval

Best Guaranteed Issue Disability Insurance For Small Business Owners

Are you a small business owner and looking for disability insurance? Sure, you can buy some individually. However, did you know that guaranteed issue disability insurance exists for small business … Continue reading Best Guaranteed Issue Disability Insurance For Small Business Owners

Best Disability Insurance For Certified Nursing Assistants

As a certified nursing assistant (CNA), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care … Continue reading Best Disability Insurance For Certified Nursing Assistants

Best Disability Insurance For Licensed Practical Nurses

As a licensed practical nurse (LPN), you help people who are sick or hurt. Being on your feet, helping doctors, nurses, and patients with examinations, and treating patients with care … Continue reading Best Disability Insurance For Licensed Practical Nurses

Need A Contact Lens Exam? Your Insurance May Not Cover

A contact lens exam is much different than a normal eye exam. In this article, we discuss contact lens exams and if your insurance covers one. Some do. Most don’t.

Are You Eligible For Prescription Advantage?

What concerns you the most about your health care? That is what we thought: your rising prescription drug medication! Rising drug costs hit seniors especially hard, since seniors are usually … Continue reading Are You Eligible For Prescription Advantage?

Best Disability Insurance For Social Workers | We Discuss Disability Insurance And Selecting The Right Policy For You

Social workers usually don’t think about disability insurance, but they should. As a social worker, your work is far-reaching and impactful. You enjoy the challenge of helping and assisting people … Continue reading Best Disability Insurance For Social Workers | We Discuss Disability Insurance And Selecting The Right Policy For You

Best Time Seniors Should Purchase Dental Insurance

You know that dental insurance is an important component of your overall health care. As we have said before, if your teeth hurt, everything hurts! And, if you wait too … Continue reading Best Time Seniors Should Purchase Dental Insurance

Rated Or Declined For Disability Insurance Coverage? Here Are Your Options

If you’ve been rated, declined, or received a counteroffer for disability insurance coverage, you probably think it is the end of the world. You better believe it, John, you say. … Continue reading Rated Or Declined For Disability Insurance Coverage? Here Are Your Options

10 Things You Need To Know About Your New Medicare Card

In April 2018, the Centers of Medicare and Medicaid Services (CMS) started mailing new Medicare cards to beneficiaries. The new Medicare card program ends in April 2019. Likely, you have … Continue reading 10 Things You Need To Know About Your New Medicare Card

Best Disability Insurance For Florists

As a florist, your work is hands on. You enjoy creating beautiful floral arrangements and making your customers and clients feel good. Moreover, you particularly enjoy using your creativity and … Continue reading Best Disability Insurance For Florists

7 Critical Mistakes That Mess Up Your Life Insurance Beneficiary Designation | Watch Out For These Situations

You probably didn’t know that you can make mistakes on your life insurance beneficiary designation, did you? And if you do, and you pass away, your beneficiary mistake could have … Continue reading 7 Critical Mistakes That Mess Up Your Life Insurance Beneficiary Designation | Watch Out For These Situations

A Better Option For Life Insurance Waiver Of Premium Rider

You know that life insurance is important coverage. However, did you know that you still have to pay your life insurance premiums even if you are disabled, not working, and … Continue reading A Better Option For Life Insurance Waiver Of Premium Rider

Can I Insure My Hands With Hands Insurance? [Yes, A Better Option Exists With Disability Insurance]

If you use your hands for your work and earn money, you might think you need hands insurance. Well, hands insurance does exist. However, unless you are a music star, … Continue reading Can I Insure My Hands With Hands Insurance? [Yes, A Better Option Exists With Disability Insurance]

Best Disability Insurance For Plumbers | We Discuss Plan Design, Options, And Costs

Plumbers don’t wake up in the morning and think, “Gosh, I had better get me some disability insurance today.” But, if you are a plumber, you should. As a plumber, … Continue reading Best Disability Insurance For Plumbers | We Discuss Plan Design, Options, And Costs

5 Strong Dental Insurance Plans For Seniors On Medicare | These Provide The Great Combination Of Affordability And Value

Seniors generally think their Medicare plans cover their dental insurance needs. However, that is rarely true. Medicare and nearly all Medicare Advantage and supplement plans do not cover dental needs. … Continue reading 5 Strong Dental Insurance Plans For Seniors On Medicare | These Provide The Great Combination Of Affordability And Value

How To Save Money On Medical Bills Using A Healthcare Discount Card

You’d have to be living under a rock if you didn’t know that healthcare costs are rising fast.  Many families are facing year-over-year premium rate hikes or increased cost-sharing. Does the … Continue reading How To Save Money On Medical Bills Using A Healthcare Discount Card

Best Disability Insurance For Veterinary Technicians | We Discuss This Important Insurance And Your Options

Veterinary technicians probably don’t think about disability insurance, right? But, you should. You are healthy, and you probably think a disability can’t happen to you. Sure, you are probably healthy. … Continue reading Best Disability Insurance For Veterinary Technicians | We Discuss This Important Insurance And Your Options

Here Is Why Short-Term Disability Insurance Isn’t Worth The Money? | We Discuss The Reasons And Money-Saving Options

Let’s get straight to the point. Short-term disability insurance isn’t worth the money. It’s simply not. Except in 2 cases, and we will explain those situations further in the article. … Continue reading Here Is Why Short-Term Disability Insurance Isn’t Worth The Money? | We Discuss The Reasons And Money-Saving Options

10 Ways To Save Money On Insurance

Who doesn’t want to save money? One of the areas individuals and families can and should save money is through insurance – whether it is health insurance, Medicare, auto and … Continue reading 10 Ways To Save Money On Insurance

Best Disability Insurance For Personal Trainers And Fitness Instructors | We Discuss Plan Options And Cost

Personal trainers and fitness instructors probably don’t think of disability insurance, right? You are healthy, and you probably think a disability can’t happen to you. Sure, you are probably healthy. … Continue reading Best Disability Insurance For Personal Trainers And Fitness Instructors | We Discuss Plan Options And Cost

Best Disability Insurance For Yoga And Pilates Instructors | Why You Need This Important Insurance

In this article, I discuss why yoga and Pilates instructors need disability insurance. As a yoga or Pilates instructor, your work is hands-on. You enjoy teaching your students how to … Continue reading Best Disability Insurance For Yoga And Pilates Instructors | Why You Need This Important Insurance

Best Sickness Insurance For The Self-Employed

Picture this: You wake up one morning. You ache. Your head is hot, but you have the chills. You aren’t hungry at all and the room spins. Making your way … Continue reading Best Sickness Insurance For The Self-Employed

3 Health Insurance Options For People Without A Social Security Number | Here’s How & Options

You know how important health insurance is. Having no health insurance exposes you to potentially significant hospital and doctor costs. If you don’t have a social security number, you may … Continue reading 3 Health Insurance Options For People Without A Social Security Number | Here’s How & Options

Best Disability Insurance For Stay-At-Home Parents

As a stay-at-home parent, your life is busy. The days (and nights) can go on and on. You are a chef, doctor, psychologist, event planner, landscaper, accountant, and much more, all … Continue reading Best Disability Insurance For Stay-At-Home Parents

Best Disability Insurance For Secretaries And Office Managers | We Discuss This Important Insurance & The Carriers We Like To Use

In this article, I discuss why secretaries and office managers need disability insurance. As a secretary, administrative assistant, or office manager, your job is more important than people realize. Each … Continue reading Best Disability Insurance For Secretaries And Office Managers | We Discuss This Important Insurance & The Carriers We Like To Use

Why Life Insurance On Children Makes Perfect Sense | We Discuss Why You Should You Buy Life Insurance For Your Child

We receive this question a lot from parents. Scour the internet for “life insurance on children” and you will read some scathing reasons from financial “experts” why purchasing life insurance … Continue reading Why Life Insurance On Children Makes Perfect Sense | We Discuss Why You Should You Buy Life Insurance For Your Child

Best Disability Insurance For Podiatrists | We Discuss This Important Insurance & The Best Options Available

As a podiatrist, your work is hands-on and busy. Most podiatrists don’t wake up in the morning and think, “Today is the day I’m going to look into disability insurance.” … Continue reading Best Disability Insurance For Podiatrists | We Discuss This Important Insurance & The Best Options Available

Chiropractors: Best Disability Insurance To Protect Your Income Now | We Go Through This Important Insurance

Chiropractors are pretty busy. If you are a chiropractor, you probably don’t have time to think about disability insurance. I think you will likely agree with me on that. However, … Continue reading Chiropractors: Best Disability Insurance To Protect Your Income Now | We Go Through This Important Insurance

5 Devastating Life Insurance Mistakes People Make | And How To Avoid Them

Selecting the right life insurance policy is no laughing matter. We all need the proper coverage. (Yes, even you single person unless you already have funding for your funeral lined … Continue reading 5 Devastating Life Insurance Mistakes People Make | And How To Avoid Them

Life Insurance For People Without A Social Security Number | We Discuss The Steps And Options

  You understand that you need life insurance. However, you don’t have a social security number. Maybe you’ve applied elsewhere, and the carrier declines your application because you don’t have … Continue reading Life Insurance For People Without A Social Security Number | We Discuss The Steps And Options

The First Question To Ask A Life Insurance Agent

If you have researched life insurance needs and coverage, you know selecting the right kind for you can be complex. Life insurance can be confusing. You probably have 1,000 questions. … Continue reading The First Question To Ask A Life Insurance Agent

Best Disability Insurance For Massage Therapists | Here’s What You Need To Know!

I think you’ll agree with me that massage therapists probably don’t think about disability insurance. But, they should. Why? Well, your work is hands on…literally. You truly make a difference … Continue reading Best Disability Insurance For Massage Therapists | Here’s What You Need To Know!

The Best Disability Insurance For Beekeepers

As a beekeeper, your work is unique. Many people don’t understand how important your job is. It is more than helping the bees produce honey. You get satisfaction in taking … Continue reading The Best Disability Insurance For Beekeepers

How Seniors Get Inexpensive Vision Insurance The Right Way | We Discuss Process, Plan Options, Costs, And More!

Seniors know that Medicare does not include vision insurance. If your plan does, likely your plan limits vision coverage. Seniors typically have to buy their own vision insurance. Like anything … Continue reading How Seniors Get Inexpensive Vision Insurance The Right Way | We Discuss Process, Plan Options, Costs, And More!

How To Purchase Term Life Insurance On Your Own, Without An Agent | DIY Term Life Insurance The Right Way

We know the feeling…you need life insurance, but the thought of going through an insurance agent is worse than getting a tooth pulled. Or, it is worse than a migraine. … Continue reading How To Purchase Term Life Insurance On Your Own, Without An Agent | DIY Term Life Insurance The Right Way

Your Do Over: The Medicare Advantage Open Enrollment Period (MAOEP) | Understand Your Options So You Can Maximize Your Plan

If you have a Medicare Advantage plan, you may have heard of the Medicare Advantage Open Enrollment Period (MAOEP). Nope. It’s not the Annual Open Enrollment Period. The MAOEP starts … Continue reading Your Do Over: The Medicare Advantage Open Enrollment Period (MAOEP) | Understand Your Options So You Can Maximize Your Plan

Important Reasons Why Whole Life Insurance Is A Good Idea [We Explain The Benefits Of This Product]

We wrote an article that described the 3 reasons why whole life insurance is a bad idea. How can we write an article about why whole life insurance is a … Continue reading Important Reasons Why Whole Life Insurance Is A Good Idea [We Explain The Benefits Of This Product]

Best Disability Insurance For Nannies [Guide: Learn Your Options & Protect Your Family]

I know nannies don’t wake up in the morning and think, “Today would be a good day to buy some disability insurance.” Your occupation is very busy, and you have … Continue reading Best Disability Insurance For Nannies [Guide: Learn Your Options & Protect Your Family]

3 Reasons Why Whole Life Insurance Is A Bad Idea [We Discuss The Details & Your Options]

Chances are, if you are reading this article, some agent presented the virtues of whole life insurance to you. Or, maybe you purchased a whole life policy and having second … Continue reading 3 Reasons Why Whole Life Insurance Is A Bad Idea [We Discuss The Details & Your Options]

Best Disability Insurance For Housekeepers And Housecleaners [Why You Need To Protect Your Income]

Housekeepers and housecleaners probably don’t think of disability insurance, right? You are busy! Moreover, your work can be tough, though. However, you enjoy beautifying your client’s homes or offices. You … Continue reading Best Disability Insurance For Housekeepers And Housecleaners [Why You Need To Protect Your Income]

How To Coordinate VA Benefits And Medicare The Right Way | Understand Your Situation To Make The Best Decision

Veterans: first, we thank you for your service. If you are approaching age 65, or beyond this age already, you might be wondering about Medicare and how it works with … Continue reading How To Coordinate VA Benefits And Medicare The Right Way | Understand Your Situation To Make The Best Decision

8 Reasons Why A Discount Dental Plan Is Better Than Dental Insurance

Are you trying to decide if dental insurance is right for you?  While we find that dental insurance is a great choice to protect your teeth long-term, it does come … Continue reading 8 Reasons Why A Discount Dental Plan Is Better Than Dental Insurance

How To Choose The Right Medicare Insurance Plan

I had a Medicare beneficiary once say to me, “John, this is all a maze. It is so confusing. No wonder why people don’t know what they have or make … Continue reading How To Choose The Right Medicare Insurance Plan

How To Pick The Right Part D Medicare Prescription Plan In 4 Steps

At some point, unless you don’t have prescription drug care through your former employer, you will need to pick a Part D Medicare prescription drug plan. Selecting the right part … Continue reading How To Pick The Right Part D Medicare Prescription Plan In 4 Steps

Long-Term Care Insurance Tax Deduction | How It Helps & Other Tax Advantages

When people think of long-term care insurance, a favorable tax deduction is the last they think of. Why? Well, traditional long-term care insurance has had a bad rap these days. … Continue reading Long-Term Care Insurance Tax Deduction | How It Helps & Other Tax Advantages

Disability Insurance For Mechanics [Here’s What You Need To Know]

There’s not a lot of time for mechanics to think about disability insurance, right? If you are a mechanic, your work is hands-on. And, busy! You enjoy the challenge of … Continue reading Disability Insurance For Mechanics [Here’s What You Need To Know]

Need Long-Term Care? A Hybrid LTC Policy Can Help

It is a fact: You will probably need some form of long-term care (LTC) (that is, custodial care) in the future. The Centers for Medicare and Medicaid estimate that 7 … Continue reading Need Long-Term Care? A Hybrid LTC Policy Can Help

How To Save Money On Your Medicare Part D Cost [Top 4 Ways And Be Worry-Free!]

Do you want to save money on your Medicare Part D cost? Who doesn’t, right? Prescription drug costs have gotten out-of-hand. While you know that, did you know premiums are … Continue reading How To Save Money On Your Medicare Part D Cost [Top 4 Ways And Be Worry-Free!]

Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

Real estate agents and realtors usually aren’t thinking about disability insurance, right? I mean, you’re busy! You are on the go all the time. Open houses, client meetings, touring homes … Continue reading Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

Yes, Smokers Can Obtain Cheap Life Insurance Rates. Sometimes Even At Non-Smoking Rates. Here Is How.

I think you’ll agree that smokers have a hard time finding affordable and cheap life insurance. Premiums are nearly double or triple – or much more – compared to that … Continue reading Yes, Smokers Can Obtain Cheap Life Insurance Rates. Sometimes Even At Non-Smoking Rates. Here Is How.

GTL Advantage Plus

We previously wrote about GTL Advantage Plus, a type of hospital indemnity insurance, back in 2017. At the time of writing, we were not contracted with them. We wrote an … Continue reading GTL Advantage Plus

How To Prevent Medicare Observation Status [Know How To Get Around This And Save Money]

Ask any Medicare beneficiary about observation status, and you’ll likely receive a four-letter word response. Medicare observation status can be sticker shock. It’s on the one hand mirage, on the … Continue reading How To Prevent Medicare Observation Status [Know How To Get Around This And Save Money]

How To Save Money On Health Insurance [Easy And Practical Solutions You Can Implement Today]

A colleague told me about her second mortgage. Unaware of the reason, I asked her why. “Oh, John,” she says laughing. “I’m talking about my health insurance premiums.”

Life Insurance Options For Undocumented Immigrants [Yes, You Can Obtain It & Easily, Affordably, Too!]

If you are an undocumented immigrant (i.e. considered illegal) living here in the United States, you may wonder about the future. You love your family. You may worry if something … Continue reading Life Insurance Options For Undocumented Immigrants [Yes, You Can Obtain It & Easily, Affordably, Too!]

Declined For Life Insurance? Don’t Worry. You Can Still Obtain Life Insurance. Here’s How.

Being declined for life insurance feels like a right hook to the face. You just completed a life insurance application, something on your “to-do” list for a while. You feel … Continue reading Declined For Life Insurance? Don’t Worry. You Can Still Obtain Life Insurance. Here’s How.

Let’s Clear Up Your Health Insurance Confusion | Understand And Save Money

I suspect that health insurance confusion is worse than filling out taxes. That’s what I feel when I speak to people about health insurance. People become even more confused when … Continue reading Let’s Clear Up Your Health Insurance Confusion | Understand And Save Money

NGL AssetGuard and NGL Funeral Expense Trust [Protect Your Money With This Powerful Combination]

You’ve probably never heard of NGL or a funeral expense trust (or funeral trust, for short). When a person is searching for the right final expense or burial insurance, sometimes … Continue reading NGL AssetGuard and NGL Funeral Expense Trust [Protect Your Money With This Powerful Combination]

5 Disadvantages of Indexed Universal Life Insurance [Unbiased Review] | Know The Disadvantages, How This Product Works, And Your Options

Did you know there are disadvantages to indexed universal life insurance (IUL)? It is true. There are advantages and disadvantages to every type of insurance, and this includes indexed universal … Continue reading 5 Disadvantages of Indexed Universal Life Insurance [Unbiased Review] | Know The Disadvantages, How This Product Works, And Your Options

Best Disability Insurance For Hairstylists and Barbers [Affordable Options To Protect You]

Hairstylists and barbers probably don’t think much about disability insurance, right? You understand the importance of doing a great job, though. You enjoy making your customers look good and feel … Continue reading Best Disability Insurance For Hairstylists and Barbers [Affordable Options To Protect You]

5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

You don’t wake up in the morning, turn to your spouse, and say “Honey, let’s buy some burial insurance.” Who does that? Mostly no one. Most of the time, people … Continue reading 5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

Indexed Universal Life Insurance: Everything You Need To Know | The 2022 “No Fluff” Guide

Here at My Family Life Insurance, we are asked often about indexed universal life insurance (IUL). There is good reason. At the end of 2018, indexed universal life insurance sales … Continue reading Indexed Universal Life Insurance: Everything You Need To Know | The 2022 “No Fluff” Guide

The 2 Most Important Insurance Policies For Newlyweds | I Bet You Don’t Have Enough Of These

Insurance policies for newlyweds? “Ha!”, you think. “Do you know what we have been doing?”, you ask. No doubt this is a busy time for you. You went from cake-tasting … Continue reading The 2 Most Important Insurance Policies For Newlyweds | I Bet You Don’t Have Enough Of These

Annuity Versus Life Insurance: Which Is Better To Save For Retirement?

Recently, we have had several clients approach us if they should purchase an annuity or life insurance policy as it relates to saving money. Both can offer conservative value growth … Continue reading Annuity Versus Life Insurance: Which Is Better To Save For Retirement?

5 Ways To Save Money On Medicare [Simple Solutions]

Are you looking to save money on Medicare? You are not alone. According to a new report by CNBC, a healthy couple aged 65 could expect to pay over $385,000 … Continue reading 5 Ways To Save Money On Medicare [Simple Solutions]

Yes, Marijuana Users Can Obtain Life Insurance | Easily Attainable, Too

Years ago, marijuana users couldn’t obtain life insurance. No way! However, the marijuana industry has changed in the last several years. No longer is the stigma that smoking marijuana is … Continue reading Yes, Marijuana Users Can Obtain Life Insurance | Easily Attainable, Too

The Top 10 Life Insurance Mistakes

We all make mistakes. Mistakes give us a chance to learn and grow. In many cases, making a mistake is harmless. However, I’m sure you will agree, there are situations … Continue reading The Top 10 Life Insurance Mistakes

Understanding Your Long-Term Care Insurance Options | Likely Care Is In Your Future

Deciding on options for long-term care insurance has typically been filed under “head in the sand” by most families and individuals. If you are like most people, age 50 or … Continue reading Understanding Your Long-Term Care Insurance Options | Likely Care Is In Your Future

No Social Security Number? No Problem! How To Purchase Life Insurance Without A Social Security Number

If you don’t have a social security number, you probably think you can’t get life insurance. Unfortunately, many carriers and agents say you need to have a social security number … Continue reading No Social Security Number? No Problem! How To Purchase Life Insurance Without A Social Security Number

Life Insurance As A Retirement Plan | Yes, It Can Work, But Know The Details

Have you thought about using your life insurance policy as a retirement plan? Everywhere you read and hear, advisors say you need to use life insurance to save for retirement. … Continue reading Life Insurance As A Retirement Plan | Yes, It Can Work, But Know The Details

AHCA Summary: What You Need To Know Now

You know the saying. You must be living under a rock if you haven’t heard about the proposed American Health Care Act (AHCA, also known as “TrumpCare”). Maybe you have … Continue reading AHCA Summary: What You Need To Know Now

Why Truck Drivers Need Disability Insurance [Learn Your Options & Save Money]

Truck drivers probably don’t think about disability insurance much, right? I mean, you know the importance of getting your shipments and load on time. Your customers are relying on you … Continue reading Why Truck Drivers Need Disability Insurance [Learn Your Options & Save Money]

5 Types of Insurance Every Self-Employed Professional Needs

If you’re self-employed, do you think about your insurance needs? Probably not… There are so many other things to think about as a self-employed professional. Let me ask you a … Continue reading 5 Types of Insurance Every Self-Employed Professional Needs

Understanding Return of Premium Life Insurance Pros and Cons

You met with an insurance agent about term life insurance. After a discussion about the benefits of term insurance, the agent says to you: “Did you know only 3% of … Continue reading Understanding Return of Premium Life Insurance Pros and Cons

Here Are The Insurances Stay-At-Home Moms And Parents Need [Very Affordable]

Insurance for stay-at-home moms and parents? Ha, you think! But, you should know if you are a stay-at-home parent, you know your household can not function without you. A large … Continue reading Here Are The Insurances Stay-At-Home Moms And Parents Need [Very Affordable]

Yes, You Can Obtain Life Insurance If You Have Multiple Sclerosis | Here Is How

We receive much communication from people asking if it is possible to obtain life insurance with multiple sclerosis. The answer is: Yes, someone with Multiple Sclerosis can obtain life insurance. … Continue reading Yes, You Can Obtain Life Insurance If You Have Multiple Sclerosis | Here Is How

Why You Won’t Find A (Super Duper) Life Insurance Calculator On This Website

Life insurance calculators. Meant to help you, but do they leave you more confused? Have you ever looked at so many numbers and figures, not knowing what they mean, that … Continue reading Why You Won’t Find A (Super Duper) Life Insurance Calculator On This Website

Why A Single Person Needs Life Insurance

A single person doesn’t need life insurance, right? You may have friends with children or are aware that a married couple should have some level (a good level) of life … Continue reading Why A Single Person Needs Life Insurance

Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This

If you have a final expense life insurance policy, you probably don’t think it could affect your care in nursing homes. We know you did the right thing. You purchased … Continue reading Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This

5 Things To Do If You Cosigned A Student Loan – Or Any Loan

You did a nice thing for your son or daughter. You cosigned a student loan. Or, maybe you helped out your brother or sister, cosigning an auto loan. You feel … Continue reading 5 Things To Do If You Cosigned A Student Loan – Or Any Loan

Ways To Pay Medical Bills Without Financial Pain

Some families find it difficult to pay medical bills. Does this sound familiar? Here is a quick quiz. What is the top reason people enter bankruptcy? credit card debt hospital … Continue reading Ways To Pay Medical Bills Without Financial Pain

How To Protect Assets From Nursing Home Costs [Using A Trust]

How to protect assets from nursing home costs is on the top of people’s minds. In a study administered by the Associated Press and the NORC Center for Public Research, … Continue reading How To Protect Assets From Nursing Home Costs [Using A Trust]

Who Is United Farm Family Life / United Home Life?

We are sure you have never heard of United Farm Family Life/ United Home Life (The company either is UFFL or UHL depending on the state you live). They are … Continue reading Who Is United Farm Family Life / United Home Life?

Can I Obtain Life Insurance If I Have HIV?

Can I obtain life insurance if I have HIV? The short answer – yes. The life insurance industry is changing for the better. Some insurers are not only adjusting policy … Continue reading Can I Obtain Life Insurance If I Have HIV?

Life Insurance: What Is The MIB?

Have you ever heard of the MIB? Nope, in this case, we aren’t talking about a bunch of men, dressed in black, looking for aliens. You may have heard of … Continue reading Life Insurance: What Is The MIB?

Short-Term Care Insurance: Easier Approval And More Affordable Compared To Long-Term Care Insurance

Have you heard of short-term care insurance? No? Well, you surely have heard of long-term care insurance. Anywhere you read or hear, someone is talking about the need for long-term … Continue reading Short-Term Care Insurance: Easier Approval And More Affordable Compared To Long-Term Care Insurance

Is Accident Insurance Worth The Money?

Some say yes, others say no. We at My Family Life Insurance say that accident insurance is worth the money; however, as we always have said, the decision depends on … Continue reading Is Accident Insurance Worth The Money?

5 Good Reasons You Need Disability Insurance

Don’t think you need disability insurance? Well, you probably do. One in 3 working adults will experience a disabling injury or illness lasting longer than 90 days. Considering that the … Continue reading 5 Good Reasons You Need Disability Insurance

How The Definition of Disability Affects Your Benefits

As they say, “It’s all in a name.” In this case, the definition of disability in your policy determines whether or not you will receive benefits from your claim. The … Continue reading How The Definition of Disability Affects Your Benefits

Fibs, Lies, and Life Insurance

What Happens If You Lie On A Life Insurance Application? The answer: it depends on the intent. But, likely your application will be declined or your policy rescinded. In this … Continue reading Fibs, Lies, and Life Insurance

Living Benefits With Life Insurance

If you don’t know what the phrase “living benefits” means in the context of life insurance, don’t worry; we didn’t either as it was new to us at one point, … Continue reading Living Benefits With Life Insurance

The Best Life Insurance Riders

What are life insurance riders? Riders are additional benefits that are added to insurance contracts, usually at a fee. They can be valuable as they customize your insurance policy to … Continue reading The Best Life Insurance Riders

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