Many people wonder what hospital indemnity insurance is and if they need it.
Oh, John, you say. Stop right there. I have health insurance. I’m covered.
Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.
Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.
Do you have the money to pay for that? How would you pay for these unexpected medical expenses? A hospital indemnity insurance policy is an option.
Continue reading 3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance
Maternity leave is an important time for parents. I can speak from experience. You want to enjoy your newborn as much as you can. There’s alot going on during this special time, especially if you are a first-time parent! There is one, important aspect during this timeframe that many couples overlook: money. Who wants to worry about money?! Truth be told, finances are going to be much tighter, with formula, diapers, and countless other things to buy to make your experience easier. Unfortunately, while there are many options for maternity leave, many types of leave are unpaid. Not to worry, because we have some options to fill the income loss during your maternity leave. Supplemental maternity insurance helps fill these income gaps and puts your mind at ease. Some options are better than others, though. In this article, we discuss a better insurance option for paid maternity leave.
Continue reading Paid Maternity Leave Insurance: A Better Option
You know how important health insurance is. Having no health insurance exposes you to potentially significant hospital and doctor costs. If you don’t have a social security number, you may believe that you can’t obtain health insurance. That is not necessarily true. Health insurance is available. It will cover you in case of illness, accident, or a trip to the hospital. In this article, we discuss 3 health insurance options for people without a social security number.
Continue reading 3 Health Insurance Options For People Without A Social Security Number | Here’s How & Options
What is gap health insurance?
Nope. It is not clothing for health insurance carriers.
It is insurance that will help pay for your out-of-pocket medical costs.
Why is paying for your out-of-pocket expenses important?
If you have an ACA health insurance plan, or even a plan from your employer, you may realize that your out-of-pocket costs have risen dramatically in the last few years.
These costs have made a severe financial impact on families.
How can you manage?
Continue reading Here Is Why You Need Affordable Gap Health Insurance Now | We Give You All The Details Why This Insurance Is Critical To Peace-Of-Mind