Paid Maternity Leave Insurance: A Better Option

Updated: February 11, 2022 at 9:33 am

to show mom on paid maternity leave using insuranceMaternity leave is an important time for parents. I can speak from experience. You want to enjoy your newborn as much as you can. There’s alot going on during this special time, especially if you are a first-time parent! There is one, important aspect during this timeframe that many couples overlook: money. Who wants to worry about money?! Truth be told, finances are going to be much tighter, with formula, diapers, and countless other things to buy to make your experience easier. Unfortunately, while there are many options for maternity leave, many types of leave are unpaid. Not to worry, because we have some options to fill the income loss during your maternity leave. Supplemental maternity insurance helps fill these income gaps and puts your mind at ease. Some options are better than others, though. In this article, we discuss a better insurance option for paid maternity leave.

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Affordable Supplemental Pregnancy Insurance

Updated: February 19, 2021 at 9:19 am

pregnancy insuranceHaving a baby is expensive. You can look no further than the back page of the summary of benefits of your major medical policy. There, you’ll see an estimated cost of your pregnancy. Most pregnancies command out-of-pocket expenses into the thousands – after your major medical insurance paid its share. This excludes any high-risk testing, a cesarean birth, or a high-risk pregnancy. While the potential costs seem overwhelming, supplemental pregnancy insurance helps pay for these out-of-pocket expenses. A supplemental health insurance policy (like supplemental pregnancy insurance) pays for these costs “gaps” that your underlying health insurance doesn’t pay.

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3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance

Updated: September 25, 2021 at 12:30 pm

hospital indemnity insurance worth the money

Many people wonder what hospital indemnity insurance is and if they need it.

Oh, John, you say. Stop right there. I have health insurance. I’m covered.

Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.

Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.

Do you have the money to pay for that? No? Here is an option.

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3 Health Insurance Options For People Without A Social Security Number | Here’s How & Options

Updated: July 3, 2021 at 4:43 pm

health insurance for people without a social security number

You know how important health insurance is. Having no health insurance exposes you to potentially significant hospital and doctor costs. If you don’t have a social security number, you may believe that you can’t obtain health insurance. That is not necessarily true. Health insurance is available. It will cover you in case of illness, accident, or a trip to the hospital. In this article, we discuss 3 health insurance options for people without a social security number.

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Here Is Why You Need Affordable Gap Health Insurance Now | We Give You All The Details Why This Insurance Is Critical To Peace-Of-Mind

Updated: October 11, 2020 at 10:37 pm

What is gap health insurance?to show why a family needs affordable gap health insurance

Nope. It is not clothing for health insurance carriers.

It is insurance that will help pay for your out-of-pocket medical costs.

Why is paying for your out-of-pocket expenses important?

If you have an ACA health insurance plan, or even a plan from your employer, you may realize that your out-of-pocket costs have risen dramatically in the last few years.

These costs have made a severe financial impact on families.

How can you manage?

Continue reading Here Is Why You Need Affordable Gap Health Insurance Now | We Give You All The Details Why This Insurance Is Critical To Peace-Of-Mind