Guaranteed Issue Life Insurance Under Age 40

Updated: March 21, 2020 at 10:52 pm

You read about guaranteed issue life insurance, and have a loved one under age 40. You think it might be a good fit for him or her.

Or, maybe you are under age 40 and know that a guaranteed issue life insurance policy would work better for you in your circumstances.

You inquire about it, and the carrier or agent says that guaranteed issue life insurance for someone under age 40 is not available. They say you have to wait. You feel dejected.

No worries, though. We work with a couple of carriers that offer a guaranteed issue life insurance plan that is available for people under age 40.

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Life Insurance For People With Rheumatoid Arthritis

Updated: March 5, 2020 at 9:42 pm

If you have rheumatoid arthritis, you may wonder if you can purchase life insurance?

The answer is more often than not, “yes”. You most certainly can obtain life insurance if you have rheumatoid arthritis.

Sure, your health condition will play a part in the underwriting, but you can still obtain life insurance.

In this article, we discuss everything you need to know about purchasing life insurance when afflicted with rheumatoid arthritis. We will go into the underwriting in more detail and what underwriters look for. Additionally, we offer case study examples of people with rheumatoid arthritis.

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Types of Burial Insurance

Updated: September 28, 2019 at 2:14 pm

showing the couple the types of burial insuranceYou may hear from your friends, family, neighbors, or even Alex Trebek that you need burial insurance. If you think you do, it is important that you know the types of burial insurance available. There are so many kinds and types. In this article, we discuss the various types of burial insurance, so you can make an informed decision. First, we will discuss what burial insurance is, and then discuss the types available.

There can be many options, and those options depend on your health situation. There are also low-cost burial insurance options and ways to protect your burial insurance if you need to go into a nursing home. We will discuss those options as well.

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Is Critical Illness Insurance Worth The Money?

Updated: September 23, 2019 at 5:25 am

shows why critical illness insurance is worth the moneyI know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.

We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.

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Your Best Critical Illness Insurance Options

Updated: September 21, 2019 at 5:28 am

If you read our article if critical illness insurance is worth the money, you know that answer really depends on you and your situation. Keep in mind that critical illness insurance is generally inexpensive when you consider the financial and emotional impact an illness takes on a family. In this article, we discuss the best critical illness insurance options for you and your family.

First, we discuss critical illness insurance underwriting and then the types of critical illness insurance available. Then, we discuss the plans we feel are the best, offering the right type of coverage and premium. Honestly, there will be carriers you have never heard of. Is this a bad thing? No. It means we at My Family Life Insurance have a lot of options to place you and your family in the right critical illness insurance plan.

Remember, the “best” or “right” critical illness insurance plan is the one that fits your needs, situation, and budget. Moreover, it pays the benefit to help you and your family. It’s not based on a brand name or a carrier on TV.

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