I read a Forbes article which described the increase life insurance traffic due to the Coronavirus (COVID-19).
People are worried about dying from this virus, which has a 3.4% mortality rate worldwide (around 2% here in the US as of this writing).
We have seen a surge, too, in phone calls, emails, and questions about life insurance and the Coronavirus.
However, there is one insurance that everyone is overlooking. You’ll need this insurance much more if you are inflicted with the Coronavirus.
Continue reading Life Insurance And Coronavirus [Consider These Other Insurance Options]
If you read our article if critical illness insurance is worth the money, you know that answer really depends on you and your situation. Keep in mind that critical illness insurance is generally inexpensive when you consider the financial and emotional impact an illness takes on a family. In this article, we discuss the best critical illness insurance options for you and your family.
First, we discuss critical illness insurance underwriting and then the types of critical illness insurance available. Then, we discuss the plans we feel are the best, offering the right type of coverage and premium. Honestly, there will be carriers you have never heard of. Is this a bad thing? No. It means we at My Family Life Insurance have a lot of options to place you and your family in the right critical illness insurance plan.
Remember, the “best” or “right” critical illness insurance plan is the one that fits your needs, situation, and budget. Moreover, it pays the benefit to help you and your family. It’s not based on a brand name or a carrier on TV.
Continue reading Your Best Critical Illness Insurance Options
Do you think life insurance with living benefits is worth the extra money?
John, I have no idea what you are talking about, you say.
Wait. Have you heard about life insurance with living benefits?
If you don’t know what living benefits are, don’t worry. I will explain what they are in more detail.
Here is the abridged version, however: Living benefits are a useful way to advance part of your death benefit early, while alive (or “living”) if certain, covered events happen.
Continue reading Here Is Why Life Insurance With Living Benefits Is Worth The Money | This Type Of Life Insurance Provides More Flexibility
If you’re self-employed, do you think about your insurance needs?
There are so many other things to think about as a self-employed professional.
Let me ask you a question: What does self-employment mean to you?
Ultimately it means your income depends on your hard work. Your income could be variable and fluctuating. If your family relies on this income, it is ever the more reason to make sure you have the right insurance protection in case the unexpected were to happen.
What insurances do you need? In this article, we discuss several types of insurances for your self-employed needs. Continue reading 5 Types of Insurance Every Self-Employed Professional Needs