Some say yes, others say no. We at My Family Life Insurance say that accident insurance is worth the money; however, as we always have said, the decision depends on your unique situation.
Is accident insurance worth the money for you? Read on to find out more. In today’s health care and insurance environment, chances are, it is.
Continue reading 3 Solid Reasons Why Accident Insurance Is Worth It
I think you’ll agree with me having a strong, affordable personal accident insurance policy gives you peace of mind.
There are few things that can be worse than going to the ER or urgent care, right? ER and urgent care visits dampen any day. I mean, most people don’t wake up and say, “Honey, let’s spend 5 hours at the ER today!”
Ask the 40 million people who visited the ER last year for non-fatal accidental injuries (not including urgent care). That’s a lot of people. Did you know they spent, on average, $1,400 per visit?
That’s a lot of money! Talk about adding insult to injury! (No pun intended.)
You know that your underlying health insurance won’t cover these accidents well, especially if you are still within the deductible range of your health insurance.
That means a huge bill that’s hard to pay, considering most Americans don’t have $1,000 saved for an emergency.
Continue reading The Best Personal Accident Insurance We Like For Individuals And Families [Affordable And Great Value]
If you’re self-employed, do you think about your insurance needs?
There are so many other things to think about as a self-employed professional.
Let me ask you a question: What does self-employment mean to you?
Ultimately it means your income depends on your hard work. Your income could be variable and fluctuating. If your family relies on this income, it is ever the more reason to make sure you have the right insurance protection in case the unexpected were to happen.
What insurances do you need? In this article, we discuss several types of insurances for your self-employed needs. Continue reading 5 Types of Insurance Every Self-Employed Professional Needs
Insurance for stay-at-home moms and parents?
Ha, you think!
But, you should know if you are a stay-at-home parent, you know your household can not function without you.
A large misconception for stay-at-home moms and parents is that, because they essentially earn $0, they have no worth. Nothing can be further from the truth.
In fact, many reputable industry sources illustrate that a stay-at-home parent “earns” anywhere from $100,000 to $160,000 annually from all of the things they do to keep the household functioning. One website, for instance, states that a stay-at-home mom is worth over $1780,000 in 2021. No different than the household breadwinner, stay-home-moms and parents need to protect their worth in case of the unexpected.
Yes, stay-at-home moms and parents need insurance protection, too.
Let’s talk about these insurances next.
Continue reading Here Are The Insurances Stay-At-Home Moms And Parents Need [Very Affordable]
Some families find it difficult to pay medical bills. Does this sound familiar?
Here is a quick quiz. What is the top reason people enter bankruptcy?
- credit card debt
- hospital and medical bills
- student loan debt
- other debt, such as housing, auto, etc.
What do you think?
Continue reading Ways To Pay Medical Bills Without Financial Pain