Updated On: by
Yes, you need life insurance, but you don’t have a social security number. You are concerned about your family and loved ones if something were to happen to you. You know you need life insurance. However, you need the right documentation. Is that holding you back? Luckily, we have options. In this short article, we discuss life insurance for people without a social security number.
Life Insurance For People Without A Social Security Number
If you don’t have a social security number, you may feel at a stand-still. You don’t have to anymore. We have an option.
All you need is an Individual Taxpayer Identification Number (ITIN). You can obtain an ITIN through the IRS. There are some requirements. Generally, the requirements are that you pay federal income tax. If you do, then you can apply for an ITIN.
If you have an ITIN, we work with several carriers that accept ITINs as the identifying document. There is one carrier in particular that whose application is quick and easy. The application is online and takes 10 minutes to apply. We can help you over the phone or send you the link directly. Applying for life insurance in this case is easy.
What If I Can’t Get An ITIN?
If you are not eligible for an ITIN, there is not to worry. We have other options. These options will require more time, but no big deal.
We would need to discuss your situation in more detail. Here are some questions that need answering:
(1) What country are you a citizen of?
(2) How long have you been in the US?
(3) Date of entry (month/year) to the US?
(4) What specific form of VISA are you here on?
(5) Have you applied for permanent residency?
(a) If so how far along in the process are you?
(6) Are you married to a US citizen?
(a) Or do you have children, born here in the US?
(7) Do you own any property or business here in the US?
(8) What is your occupation and income?
(9) What is your plan to stay here permanently?
(a) Any foreign travel planned, back home?…or to anywhere else of possible concern?
(10) Face amount and plan type you’re considering?
These are some of the questions that need answering.
We hope you enjoyed our article on life insurance for people without a social security number. Do you have an ITIN? Contact us. We can supply the application link and walk you through the process. The application takes 10 minutes and within a few days you should have life insurance!
If you are not eligible for an ITIN, we have other options.
In either case, you generally can obtain life insurance!
Feel free to reach out to us. We have helped many people with ITINs, or without, obtain life insurance. What makes us different? We truly care about your situation and have your best interest. It is the only way we know how to work. You can contact us or use the form below to reach us.