We have said this before: disabilities do not discriminate. They affect the young, the old, the rich, the poor, the executive, and the construction laborer. The same for tattoo artists as well. You love your job, right? Have you ever thought, if the paycheck you just received was the last one for a year, what would you do? How would you pay your bills? Seriously? And, if you own your Tattoo business, what would happen to it? Honestly, if you went without income protection, you probably would have to close it down. In this article, we discuss disability insurance for tattoo artists. We first discuss disability insurance basics followed by the available disability insurance plans for tattoo artists.
Everyone needs to take care of their teeth. The Mayo Clinic calls it a “window to your overall health”. Dental insurance can be a key component to your dental health. If you are an undocumented or a non-US citizen here in the US, you may feel that you can’t buy dental insurance. That is not the case. Dental insurance is available for non-US citizens, including undocumented immigrants and those without social security numbers. In this article, we discuss dental insurance basics and the types of dental insurance for non-US citizens.
In my opinion, there is no disputing how important disability insurance is. All you need to do is look up on www.gofundme.com the pain people and families are experiencing. The solution to many of these situations, simply, would have been a comprehensive, affordable disability insurance policy. Their lives could have been so much better. If you need disability insurance, you need to know about disability insurance underwriting first. Lately, we have received phone calls from many people, interested in disability insurance, but unaware of how their background and health affects their chances of a policy. The internet has too many misunderstandings. In this article, we discuss the important aspects of disability insurance underwriting. We will inform, clarify, and set expectations.
We can’t stress enough the importance of life insurance. (And, no, we aren’t that type of life insurance agent as displayed in the movie, Groundhog Day). But, we have seen what happens when people and families go without it. Unfortunately, many people just can’t obtain life insurance. They either have a severe lifestyle situation or a health condition that carriers deem too risky to insure, or insure affordably. Conversely, they are healthy, but they don’t want to go through the hassle of underwriting. In this article, we discuss a few options if you can’t obtain life insurance or if you just want a simple process, including affordable guaranteed issue life insurance.
In recent years, hospital indemnity insurance has made strides. This type of insurance has been around for awhile. However, not until the rapidly increasing deductibles, coinsurance, and copays with health insurance plans under the Affordable Care Act, has hospital indemnity insurance been in the spotlight. In light of increasingly higher out of pocket expenses, people are turning to hospital indemnity insurance for cost assistance and peace of mind. Is hospital indemnity insurance worth the money? In this article, we describe hospital indemnity insurance and if it is worth the money or not.