Devastating Disability Insurance Mistakes That Can Ruin Your Financial Future | And, How to Correct or Avoid Them

Updated: April 7, 2026 at 1:27 pm

Disability insurance is one of the most overlooked yet critical components of a comprehensive financial plan. That’s right – your financial plan! Despite its importance, many people make catastrophic mistakes when purchasing or managing their disability insurance coverage. These errors can leave you and your family financially vulnerable when you need protection the most.

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Best Disability Insurance For Court Reporters | We Discuss Purpose, Plan Options, Estimated Premiums, And Characteristics Of A Solid Policy

Updated: January 3, 2026 at 2:14 pm

Court reporters probably don’t think of disability insurance right away. But, they should.

Why, John? I am healthy. Disability insurance is only for those who get hurt or sick.

You just answered your own question.

Sure, you are healthy, and you probably think a disability can’t happen to you.

However, have you ever thought about what could happen if you could no longer do your job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled? Moreover, how does that disability affect your family and future?

How would you pay your bills if you could not work?

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Best Disability Insurance For Podiatrists | We Discuss This Important Insurance & The Best Options Available

Updated: June 28, 2025 at 9:04 am

As a podiatrist, your work is hands-on and busy. Most podiatrists don’t wake up in the morning and think, “Today is the day I’m going to look into disability insurance.”

I think you’ll agree with me on that. And, you go about your day.

However, what if you could no longer do that job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

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Disability Insurance Guide For Dental Hygienists And Dental Assistants | We Discuss Underwriting, Plan Types, Cost, And The Best Options

Updated: October 27, 2024 at 9:28 am

Dental hygienists or dental assistants probably don’t think of the importance of disability insurance. At least not right away.

If you are a dental hygienist or assistant, you are busy! You spend your day providing important preventative care and other procedures. Moreover, you particularly enjoy how you help your patients maintain and improve their smiles!  You rely on your technical skills as well as your physical ability to get the job done.

What if you could no longer do your job? Have you ever thought about that?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

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Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!

Updated: June 20, 2024 at 10:02 am

disability insurance underwriting

In my opinion, there is no disputing how important disability insurance is. Just go to www.gofundme.com to see the pain many people and families experience when a breadwinner is hurt or sick and can’t earn the income they need to continue their lifestyle.

Of course, the solution to many of these situations would be a comprehensive, affordable disability insurance policy. Their lives could have been so much better.

However, if you need disability insurance, you first need to understand how disability insurance underwriting works. Understanding how underwriting works is key to obtaining a disability insurance policy.

Continue reading Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!