Nurses usually don’t wake up in the morning and think, “Gosh, I need some disability insurance!”

Am I right?

If you are a nurse, you are busy. Being on your feet, helping doctors and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one both emotionally and financially.

However, have you ever thought about what could happen if you could no longer do your job?

What would happen if you became sick, ill, injured, and disabled?

Continue reading How Nurses Protect Their Income And Wealth With Disability Insurance | Nurse’s Guide To Understanding Disability Insurance And The Best Disability Insurance Options Available

Chiropractors don’t have a lot of time thinking about disability insurance, am I right?

I think you will likely agree with me on that.

Yeah, John. I am pretty busy, but I am interested in learning more about disability insurance.

Great. However, what if you could no longer do your job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

Continue reading Best Disability Insurance Options For Chiropractors | Your Guide To Understanding This Important Insurance

In this article, we are going to discuss short-term disability insurance costs for 2023.

Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.

Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.

Continue reading Get Ahead of the Curve: 2024 Short-Term Disability Insurance Costs Explained

Make no mistake about how important disability insurance is. We have written about the importance of disability insurance ad nauseam. Recall that disability insurance pays YOU a benefit in case you can’t work due to a disabling condition. That disability benefit from the insurance carrier is based on the income you have made.

Insuring your income (that’s essentially what disability insurance is) sounds easy. However, discrepancies happen. For example, sometimes, a disability insurance carrier will exclude your income from coverage. It’s true!

What if you use the wrong income amount on the application? Or, what happens if your income increases? Additionally, what if you have several sources of income from different occupations? What do you do?

Continue reading Using The Right Income For Disability Insurance

As an acupuncturist, relief is your middle name. You enjoy the challenge of helping your clients manage their pain and other health conditions. Moreover, you particularly enjoy how unique your job is!  No day is the same. You rely on your education and experience as well as your physical ability to get the job done. What if you could no longer do your job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would you pay your bills if you could not work? Disability quickly affects your future plans and the lifestyle you worked so hard for. In this article, we discuss disability insurance and the best disability insurance for acupuncturists.

Continue reading Best Disability Insurance For Acupuncturists