Pilots know how important life insurance is.

Accidents happen, and while flying accidents nowadays are rare, you still need that life insurance protection for your family and peace of mind.

But, John, I heard that carriers charge way more for life insurance because I am a pilot!

That was the case 10 years ago, but not anymore in most cases.

Continue reading Fly High With Low Rates: A Comprehensive Guide For Pilots On Getting the Best and Lowest Life Insurance Rates

Did you know you can sell your term life insurance policy to an unrelated third party?

It is true.

However, like anything, there are advantages and disadvantages to selling your term life insurance policy.

Continue reading 2 Solid Ways To Sell Your Term Life Insurance Policy | We Discuss The Details And If This Transaction Makes Sense

If you are like most people, you probably don’t think about how your driving record affects your life insurance rates.

However, a bad driving record can negatively impact your life insurance application and negatively impact your life insurance premiums.

Negatively in the form of higher rates!

Moreover, in some cases, carriers will even decline your application.

Continue reading How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions

Practically every day, people ask me if the life insurance policies they are enrolling in will pay out for death due to a drug overdose.

It is a valid question. Especially today with the rise of fentanyl deaths and drug overdoses.

The short answer: yes, life insurance companies will pay the death benefit if you or a loved one die from a drug overdose.

Continue reading Will Life Insurance Pay A Death Benefit From A Drug Overdose? | Yes, Generally Speaking, It Will. But There Are Cases Where Carriers Won’t Pay