Let me guess. You like to skydive, are a skydiving instructor, or are a skydiving enthusiast, and you think you can’t obtain life insurance because of your hazardous hobby?

Yes, that is right. My agent told me his carrier would decline me.

Well, there is good news. You can obtain life insurance if you enjoy skydiving. Moreover, you can even obtain life insurance if you are a skydiving instructor.

How great is that?

Continue reading How To Get Life Insurance If Skydiving | Your Guide To Finding the Lowest Cost Life Insurance For Your Skydiving Hobby

Here’s the situation: you’ve applied for life insurance, and the carrier says you are a high-risk or impaired risk. So, they decline your application.

If you are a high-risk applicant and need life insurance, you’ve come to the right place.

We’ve helped many high-risk individuals obtain life insurance, even if they have been declined before.

Continue reading How High-Risk Applicants Get Approved For Life Insurance | 3 Life Insurance Options Available To You

If you’ve struggled with substance abuse, you probably think you can’t get life insurance.

Thankfully, that is not true.

That’s right. If you have struggled with substance abuse – that is, drug or alcohol abuse – you can obtain life insurance.

Of course, obtaining life insurance will likely be more difficult. That’s true. We discuss that in more detail later in the article.

But, you can get it. Your options depend on your specific situation.

Continue reading 4 Life Insurance Options For People With Substance Abuse (Drug & Alcohol Abuse) | We Discuss Available Plans And Estimated Costs

It’s fantastic. We’ve helped many parents apply and enroll in life insurance in the last several years. A simple, term life insurance plan is a cheap and economical way to protect a person’s family in case of an unexpected death. However, most of these parents were making a huge mistake on their application: naming their child, children, or another minor as a primary life insurance beneficiary.

How is that a mistake, John, you ask? If I pass away, I want my money to go to them and not someone else!

It is, and we will discuss further.

However, we will also discuss 3 ways you can make this right.

Continue reading The Wrong Way To Name Your Child As A Life Insurance Beneficiary | And, 3 Options To Make It Right

If you have any felonies or criminal records in your background, you probably think you can’t obtain life insurance.

That is not true, however.

People with felonies and criminal records can obtain life insurance!

Continue reading 3 Life Insurance Options Approved For Felonies And Criminal Records | Availability Depends On The Type And Severity Of Your Situation