2 Solid Life Insurance Options For People With Huntington’s Disease | We Discuss 2 Guaranteed Issue Options & Possibly More Options Available

Updated: April 12, 2024 at 9:38 am

Did you know that people with Huntington’s Disease can obtain life insurance?

It is true.

However, life insurance options are really limited. Are they the best life insurance for you? Well, depending on your specific situation with Huntington’s disease, they might be.

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3 Advantages Of Key Person Disability Insurance | We Discuss This Important Insurance And Why Your Business Needs It!

Updated: April 12, 2024 at 9:38 am

In this guide, we discuss key person disability insurance and why, as a business owner, you should purchase such important, valuable coverage.

John, you say, I already have this. My other agent sold me key person life insurance.

Nope. This is different and arguably more important. Have you ever thought about what would happen if that key employee didn’t pass away, but instead, faced a long-term illness or injury?

Continue reading 3 Advantages Of Key Person Disability Insurance | We Discuss This Important Insurance And Why Your Business Needs It!

Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained

Updated: January 26, 2025 at 10:48 am

In this article, we are going to discuss short-term disability insurance costs for 2025.

Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.

Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.

Continue reading Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained

How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions

Updated: April 12, 2024 at 9:38 am

If you are like most people, you probably don’t think about how your driving record affects your life insurance rates.

However, a bad driving record can negatively impact your life insurance application and negatively impact your life insurance premiums.

Negatively in the form of higher rates!

Moreover, in some cases, carriers will even decline your application.

Continue reading How A Bad Driving Record Affects Life Insurance Rates | You Can Still Obtain Life Insurance, But Options Depend On The Severity And Recency Of Your Driving Infractions