If you’ve struggled with substance abuse, you probably think you can’t get life insurance.

Thankfully, that is not true.

That’s right. If you have struggled with substance abuse – that is, drug or alcohol abuse – you can obtain life insurance.

Of course, obtaining life insurance will likely be more difficult. That’s true. We discuss that in more detail later in the article.

But, you can get it. Your options depend on your specific situation.

Continue reading 4 Life Insurance Options For People With Substance Abuse (Drug & Alcohol Abuse) | We Discuss Available Plans And Estimated Costs

It’s fantastic. We’ve helped many parents apply and enroll in life insurance in the last several years. A simple, term life insurance plan is a cheap and economical way to protect a person’s family in case of an unexpected death. However, most of these parents were making a huge mistake on their application: naming their child, children, or another minor as a primary life insurance beneficiary.

How is that a mistake, John, you ask? If I pass away, I want my money to go to them and not someone else!

It is, and we will discuss further.

However, we will also discuss 3 ways you can make this right.

Continue reading The Wrong Way To Name Your Child As A Life Insurance Beneficiary | And, 3 Options To Make It Right

If you have any felonies or criminal records in your background, you probably think you can’t obtain life insurance.

That is not true, however.

People with felonies and criminal records can obtain life insurance!

Continue reading 3 Life Insurance Options Approved For Felonies And Criminal Records | Availability Depends On The Type And Severity Of Your Situation

If you live in New York, you’ve probably had a hard time buying burial insurance or funeral insurance (i.e. life insurance policies with a small death benefit).

Am I right?

Yes, John. Carriers tell me they can’t help me out.

Generally, that is true.

However, we work with several carriers that have burial insurance plans available for New York residents.

Continue reading Available And Affordable Burial Insurance Options For New York Residents | Burial & Funeral Insurance Can Be Hard To Find, But We Have Options For You!