Disability Insurance Guide For Truck Drivers [Learn Your Options & Save Money]

Updated: June 30, 2024 at 9:58 am

Truck on highway during sunset.Truck drivers probably don’t think about disability insurance much, right?

You know the importance of getting your shipments and loads on time. Your customers rely on you to be on time, unload your shipment, and ensure the shipment is in good order.

Then, you are on your way to your next destination.

People rely on you to do the job, to do the job right and fast.

What happens if you don’t earn a paycheck because of an injury or an illness? How will you pay your mortgage, car payments, home utilities, or even your truck payment if you own your rig?

Continue reading Disability Insurance Guide For Truck Drivers [Learn Your Options & Save Money]

Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!

Updated: June 20, 2024 at 10:02 am

disability insurance underwriting

In my opinion, there is no disputing how important disability insurance is. Just go to www.gofundme.com to see the pain many people and families experience when a breadwinner is hurt or sick and can’t earn the income they need to continue their lifestyle.

Of course, the solution to many of these situations would be a comprehensive, affordable disability insurance policy. Their lives could have been so much better.

However, if you need disability insurance, you first need to understand how disability insurance underwriting works. Understanding how underwriting works is key to obtaining a disability insurance policy.

Continue reading Disability Insurance Underwriting Guide: Important Factors You Need To Know To Get Approved Today!

Your Best Cost For $10,000 Whole Life Insurance Policy [By Age & Health]

Updated: June 25, 2024 at 8:41 am

Are you looking for a $10,000 whole life insurance policy? Many options exist; however, you want to ensure you purchase the right type of policy.

$10,000 is a popular coverage amount because the average funeral costs about $8,000 here in the United States. That is an average. In some parts of the country, a funeral costs more. In other parts, it will cost less. Moreover, generally speaking, cremations cost much less compared to a funeral.

Continue reading Your Best Cost For $10,000 Whole Life Insurance Policy [By Age & Health]

21 Reasons Why Your Life Insurance Won’t Pay Out | Although These Situations Don’t Happen Often, They Can Happen

Updated: April 12, 2024 at 9:38 am

Do you know many reasons exist why a life insurance company won’t pay out a death benefit?

You want to know what these reasons are, right?

I have compiled 21 reasons why a life insurance company won’t pay out the death benefit.

This is a good list of activities to AVOID.

Continue reading 21 Reasons Why Your Life Insurance Won’t Pay Out | Although These Situations Don’t Happen Often, They Can Happen

How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim

Updated: April 12, 2024 at 9:38 am

How The Definition of Disability Affects Your Benefits - Blog for My Family Life InsuranceAs they say, “It’s all in a name.” In this case, the definition of disability in your policy determines whether or not you will receive benefits from your claim.

What are you talking about, John? I’ll receive a benefit if I am sick or hurt.

Right?

Maybe. It depends on the definition.

The definition of disability is the “heart” of your policy. It is critical that you understand how the carrier defines your disability. The carrier pays (or does not pay) the disability benefit based on this definition, which is located in your contract. Continue reading How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim