21 Reasons Why Your Life Insurance Won’t Pay Out | Although These Situations Don’t Happen Often, They Can Happen

Updated: April 12, 2024 at 9:38 am

Do you know many reasons exist why a life insurance company won’t pay out a death benefit?

You want to know what these reasons are, right?

I have compiled 21 reasons why a life insurance company won’t pay out the death benefit.

This is a good list of activities to AVOID.

Continue reading 21 Reasons Why Your Life Insurance Won’t Pay Out | Although These Situations Don’t Happen Often, They Can Happen

How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim

Updated: April 12, 2024 at 9:38 am

How The Definition of Disability Affects Your Benefits - Blog for My Family Life InsuranceAs they say, “It’s all in a name.” In this case, the definition of disability in your policy determines whether or not you will receive benefits from your claim.

What are you talking about, John? I’ll receive a benefit if I am sick or hurt.

Right?

Maybe. It depends on the definition.

The definition of disability is the “heart” of your policy. It is critical that you understand how the carrier defines your disability. The carrier pays (or does not pay) the disability benefit based on this definition, which is located in your contract. Continue reading How The Definition of Disability Affects Your Benefits | If You Don’t Know This Definition, You Could Be in for a Surprise When You Make a Claim

What Is Graded Death Benefit Whole Life Insurance? | We Discuss What This Type Of Life Insurance Is, And If You Need It!

Updated: April 12, 2024 at 9:38 am

Are you looking for life insurance, but were you offered graded death benefit whole life insurance instead?

Yes, the broker said that because of my health conditions, I am only eligible for a graded death benefit policy.

Sometimes, that can happen.

However, sometimes, better options exist that have better benefits or lower premium payments.

This article explains graded death benefit insurance and discusses when and, more importantly, if you need it.

You could save yourself hundreds over the lifetime of the policy.

Continue reading What Is Graded Death Benefit Whole Life Insurance? | We Discuss What This Type Of Life Insurance Is, And If You Need It!

4 Life Insurance Options Available For Multiple Sclerosis | Yes, People With Multiple Sclerosis Can Obtain Life Insurance | Here Is How

Updated: April 12, 2024 at 9:38 am

Book with diagnosis multiple sclerosis.Do you have multiple sclerosis and have had a hard time obtaining life insurance?

Yes, John, I have. I was just declined. 

That happens, but the good news is that we can get you life insurance if you have multiple sclerosis, even if you have been declined before.

Even if I have been declined? 

Yes. Moreover, we can usually help you obtain life insurance easily.

Even if you have been declined before.

Continue reading 4 Life Insurance Options Available For Multiple Sclerosis | Yes, People With Multiple Sclerosis Can Obtain Life Insurance | Here Is How

Discover A Viable Dental Insurance Plan For Massachusetts Residents

Updated: April 12, 2024 at 9:38 am

Are you a Massachusetts resident looking for affordable dental insurance plans, offering good value?

Yes. I can’t find anything good.

I know what you mean. I’m a Massachusetts resident, too.

Unfortunately, not as many dental insurance carriers operate in Massachusetts. We will get to why in a minute.

Obviously, that doesn’t leave many options for Massachusetts consumers.

The good news is that we work with a dental insurance company that offers good dental benefits and value.

Continue reading Discover A Viable Dental Insurance Plan For Massachusetts Residents