Huntington’s Disease is a genetic condition which affects the nerve cells in a person’s brain. If you or a family member have been diagnosed with Huntington’s Disease, you can still obtain life insurance. Will it be the best life insurance for you? Likely not. You may be eligible for burial insurance, which is a type of life insurance. It is not perfect, but it is life insurance. Moreover, you will likely qualify for burial insurance even if you have Huntington’s Disease. In this article, we discuss burial insurance for people with Huntington’s Disease as well as other life insurance options.[Read more…]
If you have a disability, or you support someone with a disability, you may think that life insurance is out of reach. While a disability could mean disclosure on a life insurance application, the disability is not, by any means, a decline. You just need to know what your options are for your situation. In this article, we discuss finding affordable life insurance options for people with disabilities.
If you are overweight or obese, you may have had a hard time finding proper life insurance or burial insurance. Simply being overweight or obese is not fatal by any means. However, you may feel that you can’t obtain any. That is simply not true. You could have many options available to you, especially in the burial insurance area. In this article, we discuss life insurance and burial insurance underwriting and affordable burial insurance for overweight people.
Life insurance has many advantages. One advantage is the beneficiary receives the death benefit free from income tax. Another advantage is that the death benefit money passes directly to your beneficiary, outside of the probate process. While that is great, it underscores the importance of beneficiary designations. Naming the wrong beneficiary creates problems and potentially expensive solutions to fix. In this article, we discuss proper beneficiary designations and common beneficiary designation mistakes.