3 Bad Consequences Of Lying On A Life Insurance Application

Updated: April 12, 2024 at 9:38 am

Fibs, Lies, and Life Insurance - Blog for My Family Life InsuranceThe unfortunate truth is that people lie all the time, and many people lie on life insurance applications.

How do I know? I’ve witnessed it. I’ve been doing this for a long time. I’m a CFP Professional and licensed insurance agent.

If you are applying for life insurance, I encourage you to read this article. Many other articles on this topic are written by freelancers and writers who have never worked with a client, looked a client in the eye, or sold a policy.

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Ultimate Guide To Understanding Life Insurance With Living Benefits | We Discuss How These Plans Work And If They Are Right For You

Updated: April 12, 2024 at 9:38 am

Have you heard of life insurance with “living benefits”?

Yes, John. I looked up living benefits of life insurance and got confused. Also, I spoke to another agent who really couldn’t describe them. 

I understand. I read those same articles. They unfortunately lead readers astray. You end up not really knowing what living benefits are and how they work.

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The Best Life Insurance Riders And Ones You Don’t Need

Updated: April 12, 2024 at 9:38 am

Cowboy Silhouettes
Wait, no, not those kind of riders.

Many life insurance companies offer life insurance riders for policyholders. Life insurance riders allow policyholders to customize their policy to their needs and wants. Like a knot, they attach to your base life insurance policy.

Of course, the more you customize, the more your policy costs.  Carriers charge an additional cost for some of these riders.

What? 

Yes, many riders come with an extra cost. Sometimes, the cost is worth it. Other times, it is not.

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Yes, Smokers Can Obtain Cheap Life Insurance Rates. Sometimes Even At Non-Smoking Rates. Here Is How.

Updated: April 12, 2024 at 9:38 am

I think you’ll agree that smokers have a hard time finding affordable and cheap life insurance.

Premiums are nearly double or triple – or much more – compared to that of non-smokers.

However, it is possible for smokers to obtain cheap life insurance, sometimes even at non-smoking rates.

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3 Life Insurance Options For People With Rheumatoid Arthritis [Approved! And, Here’s How]

Updated: April 12, 2024 at 9:38 am

If you have rheumatoid arthritis, you may wonder if you can purchase life insurance.

The answer is more often than not, “yes”. You most certainly can obtain life insurance if you have rheumatoid arthritis. Additionally, as we will discuss, you’ll probably have affordable life insurance options available.

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