Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This

Updated: March 16, 2020 at 4:01 pm

Elder Man Is Too Weak to Walk UnaidedIf you have a final expense life insurance policy, you probably don’t think it could affect your care in nursing homes.

We know you did the right thing. You purchased a final expense insurance policy to take care of your burial expenses and leave some money to your spouse or surviving heirs upon your death. And, you feel good about the decision. It is a good one: you don’t want them to worry about paying for a funeral while grieving. Of course, you want to leave a legacy for your family as well.

But you weren’t aware of a potential problem with nursing homes and life insurance (which is final expense insurance).

Continue reading Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This

Who Is United Farm Family Life / United Home Life?

Updated: April 11, 2017 at 4:19 pm

Life Insurance ReviewWe are sure you have never heard of United Farm Family Life/ United Home Life (The company either is UFFL or UHL depending on the state you live). They are a life insurance company. You might say to yourself, “Duh, coming from this website, what else they would be?” Well, what you don’t know is that they are very unique. They operate in a niche, and they help provide life insurance to people quite well. In this article, you will learn some of the strengths of UFFL/UHL , and if they are a good fit for your situation, either now or some time down the road. The below is the opinion of My Family Life Insurance only. Continue reading Who Is United Farm Family Life / United Home Life?

Can I Obtain Life Insurance If I Have HIV?

Updated: May 28, 2022 at 10:09 am

Life Insurance If I Have HIVCan I obtain life insurance if I have HIV? The short answer – yes.

The life insurance industry is changing for the better. Some insurers are not only adjusting policy premiums through monitored healthy ways (like fit bit), but also opening or expanding insurance coverage opportunities to impaired health conditions such as type 1 diabetes. These coverage options are greater today thanks impart to technology, advances in health care, and people generally living longer with these conditions. Young Americans living with HIV have a great chance of living into their 70s.

Continue reading Can I Obtain Life Insurance If I Have HIV?

Life Insurance: What Is The MIB?

Updated: March 13, 2020 at 8:37 pm

What is the MIBHave you ever heard of the MIB? Nope, in this case, we aren’t talking about a bunch of men, dressed in black, looking for aliens. You may have heard of this acronym if you applied for any type of personal insurance (life, health, disability, critical illness, and long-term care) on yourself. Contrary to what you may have heard from another agent or think, the MIB isn’t some evil organization out to “get you” (or find aliens).

In this article, we will describe the importance of the MIB and their role in the underwriting process. After reading this article, you may even be happy the MIB exists, and understand that they are your friend in the underwriting process (Ok, we won’t go that far :)). Continue reading Life Insurance: What Is The MIB?