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Updated: April 12, 2024 at 9:38 am
Did you know you can sell your term life insurance policy to an unrelated third party?
It is true.
However, like anything, there are advantages and disadvantages to selling your term life insurance policy.
Updated: January 26, 2025 at 10:48 am
In this article, we are going to discuss short-term disability insurance costs for
2025.
Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.
Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.
Continue reading Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained
Updated: April 12, 2024 at 9:38 am
If you are like most people, you probably don’t think about how your driving record affects your life insurance rates.
However, a bad driving record can negatively impact your life insurance application and negatively impact your life insurance premiums.
Negatively in the form of higher rates!
Moreover, in some cases, carriers will even decline your application.
Updated: April 12, 2024 at 9:38 am
Practically every day, people ask me if the life insurance policies they are enrolling in will pay out for death due to a drug overdose.
It is a valid question. Especially today with the rise of fentanyl deaths and drug overdoses.
The short answer: yes, life insurance companies will pay the death benefit if you or a loved one die from a drug overdose.
Updated: April 12, 2024 at 9:38 am
Every day, someone asks me if they can buy life insurance if they receive SSDI benefits.
The answer is, yes, you can.
No, John. Another broker told me I couldn’t!
I hear that a lot. Unfortunately, you were misinformed, and the broker is incorrect.
If you are receiving SSDI benefits, you can obtain life insurance. That is a fact.