So, you meet with an agent about disability insurance, and he or she starts going over all of the disability insurance riders.

The agent says you need all of these riders.

You want to protect yourself in case anything happens, right, the agent asks?

The quote is no less than sticker shock (as we will show), but you don’t know much about disability insurance. So, you take the agent’s recommendation and apply.

You are approved, which is great! However, every time you see the premium draft out of your checking account, you wonder…

…Do I really need all of those riders?

Continue reading 4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

Commercial, corporate, or professional pilots may wonder about disability insurance.

But, like anything, life happens, and this insurance takes a back seat.

If you are a pilot, I think you’ll agree with me that your job is stressful, but you enjoy it.

However, your job and the lifestyle you worked hard for can vanish in a flash.

Have you ever thought about what could happen if you could no longer do your job?

Continue reading How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance

If you are a small business owner, say a hairstylist, and suddenly disabled, have you ever thought about how you would pay your studio rent? Thankfully, this is where business overhead expense insurance helps.

Oh, John, you say. I already have this insurance.

No. You probably don’t. You probably have business interruption insurance. That is through your commercial liability insurance. That is completely different.

What I am talking about is a policy that pays your business expenses if you can’t work due to an illness or injury. How will you pay your business rent, payroll, county taxes, etc. if you can’t work?

Continue reading 3 Advantages Of Business Overhead Expense Insurance | Here’s Why Business Owners Should Consider This Unique Insurance

If you are a professional and a member of an association, you’ve probably received information in the mail about your association’s disability insurance.

You don’t have any yet, and you are aware of how important disability insurance is.

So, you think, why not?

You download the application, fill it out, submit it, and pay the first month’s premium.

You are happy, until you make a claim. Then, you don’t receive the benefit you expect.

In this article, we discuss why association disability insurance plans are potentially a waste of money.

Continue reading 5 Reasons Why Association Disability Insurance Plans Can Be A Waste Of Money | Usually; We Give You The Inside Information So You Can Make An Informed Decision

Millennials usually don’t think about disability insurance. If you are a millennial, I think you’ll agree with me about that.

There’s a lot going on in your life, right?

Disability insurance can wait, you say.

Well, not really. If there is one insurance I’d say to obtain as soon as you possibly can, it is this one.

Continue reading 3 Strong Reasons Why Millennials Need Disability Insurance | Learn Why This Insurance Is Extremely Important