How Photographers Protect Their Wealth With Disability Insurance | We Discuss How To Purchase This Important Insurance, Plan Options, Underwriting, And Costs

Updated: April 12, 2024 at 9:38 am

As a photographer, you have an eye for capturing reality. No two photo shoots are the same! But, if you are like most photographers, you probably don’t think about protecting your wealth and income with disability insurance. Or, even if you need it at all.

What if you could no longer do your job if you are sick or hurt? Have you ever thought about that?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

How would you pay your bills if you could not work?

Continue reading How Photographers Protect Their Wealth With Disability Insurance | We Discuss How To Purchase This Important Insurance, Plan Options, Underwriting, And Costs

Why The Disability Insurance Benefit Period Is Important To Understand | We Discuss In Detail This Often Overlooked Component Of Disability Insurance

Updated: April 12, 2024 at 9:39 am

Many professionals I speak with confuse themselves about the disability insurance benefit period.

They read incorrect information elsewhere about the benefit period. Or, they speak with another agent who tells them the wrong information.

Continue reading Why The Disability Insurance Benefit Period Is Important To Understand | We Discuss In Detail This Often Overlooked Component Of Disability Insurance

How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week

Updated: April 12, 2024 at 9:39 am

We’ve talked about the importance of disability insurance ad nauseum. Self-employed professionals, workers, and employees should have some level of disability insurance to protect themselves. However, many carriers decline disability insurance for part-time workers (self-employed professionals and employees).

If this is you, as a part-time worker, and have been declined for disability insurance, you’ve come to the right place.

We have helped many part-time workers and employees obtain disability insurance.

Continue reading How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week

Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You

Updated: April 12, 2024 at 9:39 am

We all want to buy the right insurance for our needs, and this insurance includes disability insurance.

However, technology has changed how we purchase. We open our iPad or phone, go online, and purchase goods.

It’s easy to just go online and buy things, right?

The same is true for insurance.

You can go online and purchase auto and home insurance with no issues.

The same nowadays for life insurance for the most part. Additionally, dental and health insurance carriers allow online enrollment and purchase.

You can buy insurance while wearing your pajamas now!

Currently, there are a couple of carriers that allow the online purchase of disability insurance.

That’s right. You just click on their link, make some selections, and apply. You don’t need to meet with an agent!

While that seems like the easy thing to do, you may end up with the wrong plan or product.

Continue reading Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You