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Updated: April 12, 2024 at 9:40 am
Here at My Family Life Insurance, we are asked often about indexed universal life insurance (IUL).
There is good reason. At the end of 2018, indexed universal life insurance sales topped over $2.1 billion! What is indexed universal life insurance, you ask? Continue reading Indexed Universal Life Insurance: Everything You Need To Know | The 2024 “No Fluff” Guide
Updated: April 12, 2024 at 9:40 am
Insurance policies for newlyweds? “Ha!”, you think. “Do you know what we have been doing?”, you ask.
No doubt this is a busy time for you. You went from cake-tasting and registry selection to writing thank-you notes and getting adjusted to married life. We at My Family Life Insurance say congratulations! Enjoy this time in your life. Have fun together. You are forming one life; enjoy it. Can you imagine your life without the other? No. We know you can’t. Once your life settles down a bit, a serious discussion needs to be had. Yes, about insurance.
In this article, we discuss the two most important insurance policies for newlyweds. Continue reading The 2 Most Important Insurance Policies For Newlyweds | I Bet You Don’t Have Enough Of These
Updated: April 12, 2024 at 9:40 am
Recently, we have had several clients approach us if they should purchase an annuity or life insurance policy as it relates to saving money. Both can offer conservative value growth with really no loss of principal. If you want to save for retirement, or just for emergency savings, the decision to purchase an annuity versus life insurance policy depends on the answer to one question. We will get to that question in a minute.
In this article, we will discuss the characteristics of an annuity versus life insurance policy. The life insurance we will specifically talk about is cash value life insurance. It is permanent life insurance, like whole life or a universal life insurance policy.
Continue reading Annuity Versus Life Insurance: Which Is Better To Save For Retirement?
Updated: April 12, 2024 at 9:40 am
Years ago, marijuana users couldn’t obtain life insurance. No way!
However, the marijuana industry has changed in the last several years. No longer is the stigma that smoking marijuana is a dirty, criminal activity (although use is still illegal at the federal level). TV shows such as High Profits attracted record viewers. More importantly, as of this writing, many states have legalized both the medical and recreational use of marijuana.
Continue reading Yes, Marijuana Users Can Obtain Life Insurance | Easily Attainable, Too
Updated: April 12, 2024 at 9:40 am
We all make mistakes. Mistakes give us a chance to learn and grow. In many cases, making a mistake is harmless.
However, I’m sure you will agree, there are situations where making a mistake could be harder to recover and have negative, long-term effects. Making a mistake with life insurance falls in this category and can have similar results.
In this article, we discuss the top 10 life insurance mistakes and how to avoid them. Continue reading The Top 10 Life Insurance Mistakes