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Updated: April 12, 2024 at 9:40 am
Do you want to save money on your Medicare Part D cost? Who doesn’t, right?
Prescription drug costs have gotten out-of-hand. While you know that, did you know premiums are increasing, too? Before you know it, you are going to end up in the dreaded Medicare Part D “donut hole”. Trust us; you don’t want to be there. It’s not a tasty place.
Continue reading How To Save Money On Your Medicare Part D Cost [Top 4 Ways And Be Worry-Free!]
Updated: April 12, 2024 at 9:40 am
We previously wrote about GTL Advantage Plus, a type of hospital indemnity insurance, back in 2017.
At the time of writing, we were not contracted with them. We wrote an independent review of their hospital indemnity insurance – GTL Advantage Plus.
We are now contracted with them. It is now our policy to not write reviews, independent or not, about certain carriers and follow advertising guidelines.
If you would like to learn more about hospital indemnity products, please reach out to us. You can contact us or use the form below.
If you’d like to learn more about how hospital indemnity insurance works, feel free to review the following articles.
Is hospital indemnity worth the cost?
Overview of Gap/Hospital Indemnity Insurance
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Updated: April 12, 2024 at 9:40 am
Ask any Medicare beneficiary about observation status, and you’ll likely receive a four-letter word response.
Medicare observation status can be sticker shock. It’s on the one hand mirage, on the other a kick in the gut.
Here’s how it works. You are sick, laying in a hospital bed. Doctors and nurses are checking on you regularly. You figure since you are in a hospital bed, you are “in the hospital” or inpatient care status. Your Medicare plan says that hospitals cover inpatient care on a co-pay basis. In your case, that is $350 per day for the first 4 days and then $0 thereafter. To your surprise, however, you find out you are under “observation care” (also known as Medicare observation status).
Updated: April 12, 2024 at 9:40 am
A colleague told me about her second mortgage. Unaware of the reason, I asked her why.
“Oh, John,” she says laughing. “I’m talking about my health insurance premiums.”
Updated: February 2, 2025 at 7:12 pm
If you are an undocumented immigrant (i.e. considered illegal) living here in the United States, you may wonder about the future. You love your family. You may worry if something happened to you, what could happen to them? Thankfully, you don’t have to worry about life insurance. Undocumented immigrants can obtain life insurance here in the United States.