Best Disability Insurance For Hairstylists and Barbers [Affordable Options To Protect You]

Updated: April 12, 2024 at 9:40 am

Portrait Of Handsome Young Man Getting HaircutHairstylists and barbers probably don’t think much about disability insurance, right?

You understand the importance of doing a great job, though. You enjoy making your customers look good and feel great! Being able to wash, cut, trim, style, color, converse (yes!), and more is vital to your livelihood. What if you could no longer do that job? Have you ever thought what would happen if you became sick, ill, injured, and disabled? How would bills be paid if you could not work?

In this article, we discuss disability insurance and the best disability insurance for hairstylists and barbers. Continue reading Best Disability Insurance For Hairstylists and Barbers [Affordable Options To Protect You]

5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

Updated: April 12, 2024 at 9:40 am

Burial Insurance Form PolicyYou don’t wake up in the morning, turn to your spouse, and say “Honey, let’s buy some burial insurance.”

Who does that? Mostly no one.

Most of the time, people buy burial insurance upon death of a loved one. That usually is the impetus to get people going. So, you just apply with any old carrier.

Or, you receive a brochure in the mail which says something like, “Don’t hesitate. Set up your funeral costs now!”

Additionally, you see an infomercial on late-night TV regarding final expense cost.

You haven’t done anything, feel concerned, and make the phone call. Or, you apply!

We at My Family Life Insurance say: STOP! You might be doing yourself a disservice and applying in haste. Yes, there are some burial insurance policies you should avoid. In this article, we discuss the 5 types of burial insurance not to buy, and 3 you should consider.

Continue reading 5 Types Of Burial Insurance Not To Buy [And 3 Types You Should]

The 2 Most Important Insurance Policies For Newlyweds | I Bet You Don’t Have Enough Of These

Updated: April 12, 2024 at 9:40 am

Couple Holding Hands At SunsetInsurance policies for newlyweds? “Ha!”, you think. “Do you know what we have been doing?”, you ask.

No doubt this is a busy time for you. You went from cake-tasting and registry selection to writing thank-you notes and getting adjusted to married life. We at My Family Life Insurance say congratulations! Enjoy this time in your life. Have fun together. You are forming one life; enjoy it. Can you imagine your life without the other? No. We know you can’t. Once your life settles down a bit, a serious discussion needs to be had. Yes, about insurance.

In this article, we discuss the two most important insurance policies for newlyweds. Continue reading The 2 Most Important Insurance Policies For Newlyweds | I Bet You Don’t Have Enough Of These

Annuity Versus Life Insurance: Which Is Better To Save For Retirement?

Updated: April 12, 2024 at 9:40 am

answers for annuity versus life insuranceRecently, we have had several clients approach us if they should purchase an annuity or life insurance policy as it relates to saving money. Both can offer conservative value growth with really no loss of principal. If you want to save for retirement, or just for emergency savings, the decision to purchase an annuity versus life insurance policy depends on the answer to one question. We will get to that question in a minute.

In this article, we will discuss the characteristics of an annuity versus life insurance policy. The life insurance we will specifically talk about is cash value life insurance. It is permanent life insurance, like whole life or a universal life insurance policy.

Continue reading Annuity Versus Life Insurance: Which Is Better To Save For Retirement?