Author: John

I am a CFP® Professional and have an MBA. I founded My Family Life Insurance to provide honest, trustworthy advice and economical insurance solutions to individuals, families, and business owners. Contact me if you have any questions. There is no risk! If I can't help you, you've learned a little more, and we'll part as friends. Seriously! Can your current agent say this? View my linked-in profile here: www.linkedin.com/in/johnbarnescfp

Best Life Insurance Options For Undocumented Immigrants [Yes, You Can Obtain It & Easily, Affordably, Too!]

Updated: February 18, 2025 at 6:21 pm

If you are an undocumented immigrant living here in the United States, you may wonder about the future. You love your family. You may worry if something happened to you, what could happen to them? Thankfully, you don’t have to worry about life insurance. Contrary to what you may think, undocumented immigrants can obtain life insurance here in the United States.

Continue reading Best Life Insurance Options For Undocumented Immigrants [Yes, You Can Obtain It & Easily, Affordably, Too!]

7 Guaranteed Issue Life Insurance Options Up To $100k | Easy To Apply

Updated: February 2, 2025 at 6:26 pm

Do you want guaranteed issue life insurance, with no health questions, up to 100k in death benefit?

Yes! I have some health conditions and need $100,000.

Great. There is a way to obtain $100,000 of guaranteed life issue insurance, which means no underwriting. The life insurance company guarantees your approval.

Great! How do I apply?

We will tell you how.

Continue reading 7 Guaranteed Issue Life Insurance Options Up To $100k | Easy To Apply

Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

Updated: January 30, 2025 at 1:24 pm

Real estate agents and realtors usually aren’t thinking about disability insurance, right?

I mean, you’re busy! You are on the go all the time. Open houses, client meetings, touring homes and properties, researching neighborhoods, on the phone, and best of all… closings!  Your mental and physical ability to tour properties, represent clients, and show homes are vital to your livelihood.

What if you could no longer do that job? Have you ever thought what would happen to your income if you became sick, ill, injured, and disabled? Continue reading Best Disability Insurance For Real Estate Agents And Realtors [Know Your Options And Protect Your Livelihood]

This Is How People With Down Syndrome Obtain Life Insurance | Your Guide To Obtaining Life Insurance On Your Loved Ones

Updated: January 18, 2025 at 11:47 pm

You’ve been told that people with Down Syndrome can’t get life insurance. However, that is not true.

People with Down Syndrome can obtain life insurance. That is right.

If you have a relative, family member, or loved one with Down Syndrome and are thinking about obtaining life insurance on his or her life, you have come to the right place. We have helped many families with children, young adults, and older adults with Down Syndrome obtain life insurance. We even offer a fully underwritten life insurance option with no waiting period. It’s true! (More on that option later in the article.)

Continue reading This Is How People With Down Syndrome Obtain Life Insurance | Your Guide To Obtaining Life Insurance On Your Loved Ones

Top 7 Guaranteed Issue Life Insurance Options For People Under The Age Of 40

Updated: January 28, 2025 at 12:06 pm

You’ve read about guaranteed issue life insurance and have a loved one under age 40. You think it might be a good fit for him or her.

Or, maybe you yourself are under age 40 and know that a guaranteed issue life insurance policy would work better for you in your circumstances.

John. I already spoke to a broker. She said guaranteed issue life insurance doesn’t exist for people under age 40.

That isn’t true. It is. How do I know? We have helped many people under the age of 40 with specific health conditions or lifestyle situations obtain guaranteed issue life insurance.

Continue reading Top 7 Guaranteed Issue Life Insurance Options For People Under The Age Of 40