Available And Affordable Burial Insurance Options For New York Residents | Burial & Funeral Insurance Can Be Hard To Find, But We Have Options For You!

Updated: June 1, 2022 at 11:45 am

If you live in New York, you’ve probably had a hard time buying burial insurance or funeral insurance (i.e. life insurance policies with a small death benefit).

Am I right?

Yes, John. Carriers tell me they can’t help me out.

Generally, that is true.

However, we work with several carriers that have burial insurance plans available for New York residents.

Continue reading Available And Affordable Burial Insurance Options For New York Residents | Burial & Funeral Insurance Can Be Hard To Find, But We Have Options For You!

Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You

Updated: April 15, 2022 at 10:43 am

We all want to buy the right insurance for our needs, and this insurance includes disability insurance.

However, technology has changed how we purchase. We open our iPad or phone, go online, and purchase goods.

It’s easy to just go online and buy things, right?

The same is true for insurance.

You can go online and purchase auto and home insurance with no issues.

The same nowadays for life insurance for the most part. Additionally, dental and health insurance carriers allow online enrollment and purchase.

You can buy insurance while wearing your pajamas now!

Currently, there are a couple of carriers that allow the online purchase of disability insurance.

That’s right. You just click on their link, make some selections, and apply. You don’t need to meet with an agent!

While that seems like the easy thing to do, you may end up with the wrong plan or product.

Continue reading Here’s The Best Way To Buy The Right Disability Insurance | 5 Steps To Selecting The Right Disability Insurance For You

4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

Updated: April 15, 2022 at 10:42 am

So, you meet with an agent about disability insurance, and he or she starts going over all of the disability insurance riders.

The agent says you need all of these riders.

You want to protect yourself in case anything happens, right, the agent asks?

The quote is no less than sticker shock (as we will show), but you don’t know much about disability insurance. So, you take the agent’s recommendation and apply.

You are approved, which is great! However, every time you see the premium draft out of your checking account, you wonder…

Do I really need all of those riders?

Continue reading 4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

What’s The Life Insurance LexisNexis Risk Classifier Score Really About?

Updated: May 28, 2022 at 9:52 am

I guaranteed you’ve never heard of the LexisNexis Risk Classifier Score. Yet, it plays an important role in insurance.

John, this sounds like it belongs in outer space, you say.

Ha. No. The risk classifier score is simply a consumer report that many insurance companies use to assess risk. In fact, a majority of life insurance carriers use it during the underwriting process.

This is why you need to know more about it because it can make an impact on the insurance approval decision.

Continue reading What’s The Life Insurance LexisNexis Risk Classifier Score Really About?

How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance

Updated: June 20, 2022 at 6:35 pm

Commercial, corporate, or professional pilots may wonder about disability insurance.

But, like anything, life happens, and this insurance takes a back seat.

If you are a pilot, I think you’ll agree with me that your job is stressful, but you enjoy it.

However, your job and the lifestyle you worked hard for can vanish in a flash.

Have you ever thought about what could happen if you could no longer do your job?

Continue reading How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance