In April 2018, the Centers of Medicare and Medicaid Services (CMS) started mailing new Medicare cards to beneficiaries. The new Medicare card program ends in April 2019. Likely, you have not received your new Medicare card yet. It will have a different look and feel than the one you have been carrying around in your wallet or purse over the last several years. What has changed and why is this important? That is what we discuss today. In this article, we discuss the 10 things you need to know about your new Medicare card.
Veterans: first, we thank you for your service. If you are approaching age 65, or beyond this age already, you might be wondering about Medicare and how it works with your Veteran’s Affairs (VA) benefits. It can be tricky and mistakes happen.
The good news? You have options for your health insurance. The bad news? Yes, it can be confusing. In this article, we discuss how your VA benefits work with Medicare. Continue reading How To Coordinate VA Benefits And Medicare The Right Way | Understand Your Situation To Make The Best Decision
Massachusetts residents who possess long-term care insurance are granted a unique provision. The provision is the only of its kind in the nation.
Let’s back up a bit. You’ve probably heard about people losing their homes during the estate recovery process. This happens when the state’s Medicaid department files for a claim on your loved one’s estate for using Medicaid for long-term care needs. The state wants to recoup what it paid to your family member.
When people think of long-term care insurance, a favorable tax deduction is the last they think of.
Why? Well, traditional long-term care insurance has had a bad rap these days. It seems like everyone knows premiums have increased through the roof. (FYI – they have stabilized, though.)
Moreover, people don’t like the “use-it-or-lose-it” stigma associated with traditional long-term care insurance. We understand. As we have discussed, however, you will probably need some type of long-term care in your future.
Did you know that traditional long-term care insurance offers a really nice tax deduction as well as other awesome tax benefits?
You’ve probably never heard of NGL or a funeral expense trust (or funeral trust, for short).
When a person is searching for the right final expense or burial insurance, sometimes the breadth of carriers and products makes the process confusing and intimidating. The person becomes frustrated. Then he or she stops this important coverage altogether, leaving his or her family exposed to a potential financial burden.
You don’t need to feel that way with the NGL Funeral Expense Trust.