Deciding on options for long-term care insurance has typically been filed under “head in the sand” by most families and individuals.
If you are like most people, age 50 or older, you probably have thought about long-term care. However, you delay the decision to protect yourself and your family. Usually, the decision to learn more about long-term care insurance and the various options happens when you experience a defining and stressful moment. What are these moments?
Continue reading Understanding Your Long-Term Care Insurance Options | Likely Care Is In Your Future
If you have a final expense life insurance policy, you probably don’t think it could affect your care in nursing homes.
We know you did the right thing. You purchased a final expense insurance policy to take care of your burial expenses and leave some money to your spouse or surviving heirs upon your death. And, you feel good about the decision. It is a good one: you don’t want them to worry about paying for a funeral while grieving. Of course, you want to leave a legacy for your family as well.
But you weren’t aware of a potential problem with nursing homes and life insurance (which is final expense insurance).
Continue reading Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This