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Updated: April 12, 2024 at 9:39 am
You probably didn’t know that you can make mistakes on your life insurance beneficiary designation, did you?
And if you do, and you pass away, your beneficiary mistake could have severe consequences.
Many people (and some agents) will tell you to not worry; just put anyone as your beneficiary.
But that is wrong. Doing so will potentially destroy the advantages of life insurance. Moreover, it could create chaos with your surviving loved ones.
You don’t want that to happen, do you?
Updated: April 12, 2024 at 9:39 am
We receive this question a lot from parents. Scour the internet for “life insurance on children” and you will read some scathing reasons from financial “experts” why purchasing life insurance on the life of children is a waste of money.
Some of the reasons they state we agree with. Yes, we do! (We get into that later.)
However, these experts are missing an important component of life insurance that makes coverage on children beneficial.
In this article, we discuss the benefits and when to buy life insurance on your children. We also discuss when you should not buy life insurance on your child, too.
Updated: April 12, 2024 at 9:39 am
Selecting the right life insurance policy is no laughing matter. We all need the proper coverage. (Yes, even you single person unless you already have funding for your funeral lined up. I bet you don’t, though.) Yet, when we review policies from non-clients (people looking for our help), many of them have made some devastating life insurance mistakes.
These mistakes aren’t in the basic realm of life insurance mistakes such as the “I don’t have enough death benefit coverage” mistake. (Purchasing an additional policy fixes this mistake.) These mistakes are serious, made for one reason or another. The mistakes we are going to discuss are devastating life insurance mistakes that you generally can’t recover from.
Continue reading 5 Devastating Life Insurance Mistakes People Make | And How To Avoid Them
Updated: April 12, 2024 at 9:39 am
You understand that you need life insurance. However, you don’t have a social
security number. Maybe you’ve applied elsewhere, and the carrier declines your application because you don’t have a social security number. You are concerned about your family and loved ones if something were to happen to you. You know you need life insurance. However, you need the right documentation. Is that holding you back? Luckily, we have options. In this article, we discuss life insurance for people without a social security number.
Updated: April 12, 2024 at 9:39 am
If you have researched life insurance needs and coverage, you know selecting the right kind for you can be complex. Life insurance can be confusing. You probably have 1,000 questions. However, in our experience, there is one question that is most important than any of the others. If you are starting the life insurance search, you need to ask this first question to a life insurance agent. You can even ask this question to your current agent if you still have questions or concerns. In this article, we discuss the first question to ask a life insurance agent.
Continue reading The First Question To Ask A Life Insurance Agent