You know that life insurance is important coverage. However, did you know that you still have to pay your life insurance premiums even if you are disabled, not working, and not making money? Therefore, many carriers offer a waiver of premium rider on their life insurance.
The life insurance waiver of premium rider waives your premiums if you are disabled and can’t pay the premiums on your policy.
Sounds great, right?
But, is it worth it? Have you checked? Do you know?
Continue reading A Better Option For Life Insurance Waiver Of Premium Rider
Who doesn’t want to save money? One of the areas individuals and families can and should save money is through insurance – whether it is health insurance, Medicare, auto and home, and life and disability insurance. In this article, we discuss 10 ways to save money on insurance.
Do you think life insurance with living benefits is worth the extra money?
We receive this question a lot from parents. Scour the internet for “life insurance on children” and you will read some scathing reasons from financial “experts” why purchasing life insurance on the life of children is a waste of money.
Selecting the right life insurance policy is no laughing matter. We all need the proper coverage. (Yes, even you single person unless you already have funding for your funeral lined up. I bet you don’t, though.) Yet, when we review policies from non-clients (people looking for our help), many of them have made some devastating life insurance mistakes.