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Updated: April 12, 2024 at 9:39 am
You were declined for life insurance. The agent says your only option is a guaranteed issue life insurance policy. But, the policy has a waiting period. You don’t like that. You want a guaranteed issue life insurance policy with no waiting period.
You’ve come to the right place. We can help.
John, my agent says that is impossible.
That is the usual response, but no, it is not impossible. We have 3 opportunities where people can obtain life insurance at guaranteed issue with no waiting period.
Updated: April 12, 2024 at 9:39 am
If you have AIDS or HIV, you probably think you can’t get burial insurance.
That isn’t true.
I’m here to tell you if you have AIDS or HIV, you can obtain burial insurance.
Moreover, rather easily, too!
I’ll first start off and say that advances in medical treatment mean that people who follow treatment plans can live a normal life.
However, many carriers will still decline burial insurance applications from people who have AIDS, HIV, or ARC (AIDS-related complex).
You can still obtain burial insurance, though. You just have to know how and where. Continue reading Burial Insurance For AIDS Or HIV | We Offer Affordable Guaranteed Issue Life Insurance, Some Less Expensive Compared To Other Agencies
Updated: April 12, 2024 at 9:39 am
If you have peripheral vascular disease (PVD) or peripheral arterial disease (PAD), you can obtain burial insurance.
Moreover, you can likely obtain burial insurance rather easily at affordable rates.
How great is that?!
Updated: April 12, 2024 at 9:39 am
Do you have sleep apnea and need burial insurance?
Yes, John. I applied with my agent, but her company declined me because I use a CPAP machine.
Unfortunately, that is a true outcome with many carriers.
However, we can get you burial insurance no problem and have helped many people with sleep apnea obtain burial insurance.
Updated: April 12, 2024 at 9:39 am
If you have atrial fibrillation, you can obtain burial insurance.
That is right. Additionally, most people with atrial fibrillation, or Afib, purchase burial insurance rather easily with no policy limitations.
In other words, your burial insurance policy will not have a waiting period, graded benefits, or limited death benefits.