In my opinion, there is no disputing how important disability insurance is. All you need to do is look up on www.gofundme.com the pain people and families are experiencing. The solution to many of these situations, simply, would have been a comprehensive, affordable disability insurance policy. Their lives could have been so much better. If you need disability insurance, you need to know about disability insurance underwriting first. Lately, we have received phone calls from many people, interested in disability insurance, but unaware of how their background and health affects their chances of a policy. The internet has too many misunderstandings. In this article, we discuss the important aspects of disability insurance underwriting. We will inform, clarify, and set expectations.
We can’t stress enough the importance of life insurance. (And, no, we aren’t that type of life insurance agent as displayed in the movie, Groundhog Day). But, we have seen what happens when people and families go without it. Unfortunately, many people just can’t obtain life insurance. They either have a severe lifestyle situation or a health condition that carriers deem too risky to insure, or insure affordably. Conversely, they are healthy, but they don’t want to go through the hassle of underwriting. In this article, we discuss a few options if you can’t obtain life insurance or if you just want a simple process, including affordable guaranteed issue life insurance.
You can’t get life insurance for people with down syndrome, right? That is a common misconception. If you are reading this article, then you have come to the right spot. Children, young adults, and older adults with down syndrome can obtain life insurance. Yes, they can. Is it perfect life insurance? No, probably not. We will discuss more about that in a minute. However, it is life insurance coverage. In this article, we discuss some life insurance basics and life insurance for people with down syndrome.
If you are overweight or obese, you may have had a hard time finding proper life insurance or burial insurance. Simply being overweight or obese is not fatal by any means. However, you may feel that you can’t obtain any. That is simply not true. You could have many options available to you, especially in the burial insurance area. In this article, we discuss life insurance and burial insurance underwriting and affordable burial insurance for overweight people.
If you have AIDS or HIV, you probably think you can’t get life insurance. That really isn’t true. Advances in medical treatment mean that people who follow treatment plans can live a normal life. However, many carriers will still decline life insurance applications from people who have AIDS, HIV, or ARC (AIDS-related complex). You can still obtain life insurance. You just have to know how and where. In this article, we discuss life insurance for people with AIDS or HIV. Specifically, we address burial insurance for people with AIDS or HIV and some discussion with burial insurance underwriting.