Important Reasons Why Whole Life Insurance Is A Good Idea [We Explain The Benefits Of This Product]

Updated: April 12, 2024 at 9:39 am

whole life insurance is a good ideaWe wrote an article that described the 3 reasons why whole life insurance is a bad idea. How can we write an article about why whole life insurance is a good idea? Are we talking from both sides of our mouth? No. It is simple: It is your situation that dictates if a whole life insurance policy is needed. Chances are, it is not, but some people and families need whole life insurance.

This article is intended for people who are considering whole life insurance (see our article on why it can be a bad idea, too) and for people who currently have a whole life insurance policy and considering dumping it. Honestly, if you have a current whole life insurance policy, it may not be in your best interest to dump the policy.

We will explain more in a minute.

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3 Reasons Why Whole Life Insurance Is A Bad Idea [We Discuss The Details & Your Options]

Updated: April 12, 2024 at 9:40 am

whole life insurance is a bad ideaChances are, if you are reading this article, some agent presented the virtues of whole life insurance to you. Or, maybe you purchased a whole life policy and having second thoughts. Truthfully, whole life insurance isn’t bad. Really, it’s not. However, it definitely isn’t for everyone. Moreover, for most people, it’s a bad deal. In this article, we discuss the 3 reasons why whole life insurance is a bad idea to buy. If an agent is telling you that you need whole life insurance without a concrete reason, run, don’t walk, away.

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Life Insurance Options For Undocumented Immigrants [Yes, You Can Obtain It & Easily, Affordably, Too!]

Updated: April 12, 2024 at 9:40 am

life insurance for undocumented immigrantsIf you are an undocumented immigrant (i.e. considered illegal) living here in the United States, you may wonder about the future. You love your family. You may worry if something happened to you, what could happen to them? Thankfully, you don’t have to worry about life insurance. Undocumented immigrants can obtain life insurance here in the United States.

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Declined For Life Insurance? Don’t Worry. You Can Still Obtain Life Insurance. Here’s How.

Updated: April 12, 2024 at 9:40 am

Life Insurance form declinedBeing declined for life insurance feels like a right hook to the face. You just completed a life insurance application, something on your “to-do” list for a while. You feel good about it. Then, a week or two goes by, and you don’t hear anything.

A couple of days later, you receive a letter from the carrier. You open in earnest, only to read that you have been declined for life insurance! You are upset and don’t know what to do next. Declined for life insurance? How can that be?

Don’t worry, we say. Chances are you can still obtain life insurance coverage.

How?

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NGL AssetGuard and NGL Funeral Expense Trust [Protect Your Money With This Powerful Combination]

Updated: April 12, 2024 at 9:40 am

You’ve probably never heard of NGL or a funeral expense trust (or funeral trust, for short).

When a person is searching for the right final expense or burial insurance, sometimes the breadth of carriers and products makes the process confusing and intimidating. The person becomes frustrated. Then he or she stops this important coverage altogether, leaving his or her family exposed to a potential financial burden.

You don’t need to feel that way with the NGL Funeral Expense Trust.

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