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Updated: April 12, 2024 at 9:39 am
If you have a Medicare Advantage plan, you may have heard of the Medicare Advantage Open Enrollment Period (MAOEP).
Nope. It’s not the Annual Open Enrollment Period.
The MAOEP starts January 1st and runs until March 31st.
It is during this time you can disenroll from your Medicare Advantage plan.
Updated: April 12, 2024 at 9:39 am
What is gap health insurance?
Nope. It is not clothing for health insurance carriers.
It is insurance that will help pay for your out-of-pocket medical costs.
Why is paying for your out-of-pocket expenses important?
If you have an ACA health insurance plan, or even a plan from your employer, you may realize that your out-of-pocket costs have risen dramatically in the last few years.
These costs have made a severe financial impact on families.
How can you manage?
Updated: April 12, 2024 at 9:39 am
We wrote an article that described the 3 reasons why whole life insurance is a bad idea. How can we write an article about why whole life insurance is a good idea? Are we talking from both sides of our mouth? No. It is simple: It is your situation that dictates if a whole life insurance policy is needed. Chances are, it is not, but some people and families need whole life insurance.
This article is intended for people who are considering whole life insurance (see our article on why it can be a bad idea, too) and for people who currently have a whole life insurance policy and considering dumping it. Honestly, if you have a current whole life insurance policy, it may not be in your best interest to dump the policy.
We will explain more in a minute.
Updated: April 12, 2024 at 9:39 am
I know nannies don’t wake up in the morning and think, “Today would be a good day to buy some disability insurance.”
Your occupation is very busy, and you have a lot going on. You may not have time to think. Your work can be tough, though. However, you enjoy working with children.
Moreover, you feel part of the family! You have taught the children age-appropriate skills and watched them grow. I’m sure you love your job and are satisfied with the positive impact you have made.
What if you could no longer do that job? Have you ever thought about what would happen if you became sick, ill, injured, and disabled?
Updated: April 12, 2024 at 9:40 am
Chances are, if you are reading this article, some agent presented the virtues of whole life insurance to you. Or, maybe you purchased a whole life policy and having second thoughts. Truthfully, whole life insurance isn’t bad. Really, it’s not. However, it definitely isn’t for everyone. Moreover, for most people, it’s a bad deal. In this article, we discuss the 3 reasons why whole life insurance is a bad idea to buy. If an agent is telling you that you need whole life insurance without a concrete reason, run, don’t walk, away.