7 Critical Mistakes That Mess Up Your Life Insurance Beneficiary Designation | Watch Out For These Situations

Updated: April 12, 2024 at 9:39 am

beneficiary designation

You probably didn’t know that you can make mistakes on your life insurance beneficiary designation, did you?

And if you do, and you pass away, your beneficiary mistake could have severe consequences.

Many people (and some agents) will tell you to not worry; just put anyone as your beneficiary.

But that is wrong. Doing so will potentially destroy the advantages of life insurance. Moreover, it could create chaos with your surviving loved ones.

You don’t want that to happen, do you?

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A Better Option For Life Insurance Waiver Of Premium Rider

Updated: April 12, 2024 at 9:39 am

waiver of premium

You know that life insurance is important coverage. However, did you know that you still have to pay your life insurance premiums even if you are disabled, not working, and not making money? Therefore, many carriers offer a waiver of premium rider on their life insurance.

The life insurance waiver of premium rider waives your premiums if you are disabled and can’t pay the premiums on your policy.

Sounds great, right?

But, is it worth it? Have you checked? Do you know?

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Best Disability Insurance For Court Reporters | We Discuss Purpose, Plan Options, Estimated Premiums, And Characteristics Of A Solid Policy

Updated: April 12, 2024 at 9:39 am

disability insurance for court reporters

Court reporters probably don’t think of disability insurance right away. But, they should.

You are healthy, and you probably think a disability can’t happen to you.

Sure, you are probably healthy. However, have you ever thought about what could happen if you could no longer do your job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled? Moreover, how that disability affects your family?

How would you pay your bills if you could not work?

Continue reading Best Disability Insurance For Court Reporters | We Discuss Purpose, Plan Options, Estimated Premiums, And Characteristics Of A Solid Policy

Best Disability Insurance For Plumbers | We Discuss Plan Design, Options, And Costs

Updated: April 12, 2024 at 9:39 am

disability insurance for plumbers

Plumbers don’t wake up in the morning and think, “Gosh, I had better get me some disability insurance today.”

But, if you are a plumber, you should.

As a plumber, your work is more than fixing faucets. You are highly skilled and trained, and enjoy the challenge of fixing and solving problems. You rely on your technical skills as well as your physical ability to get the job done.

However, what if you could no longer do your job? Have you ever thought about that?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled? And, how that disability affects your family?

Continue reading Best Disability Insurance For Plumbers | We Discuss Plan Design, Options, And Costs