Author: John

I am a CFP® Professional and have an MBA. I founded My Family Life Insurance to provide honest, trustworthy advice and economical insurance solutions to individuals, families, and business owners. Contact me if you have any questions. There is no risk! If I can't help you, you've learned a little more, and we'll part as friends. Seriously! Can your current agent say this? View my linked-in profile here: www.linkedin.com/in/johnbarnescfp

An Affordable Massachusetts Small Business Health Insurance Plan Solution | You Can Potentially Save Money With This Plan

Updated: August 11, 2024 at 11:51 am

I think you will agree with me that small business health insurance here inIntroduction to affordable small business health insurance in Massachusetts Massachusetts (MA) can be expensive.

You want to do right for you and your employees. Heck, health insurance here in the US is extremely important. However, some of these premium quotes you receive are no short of “sticker shock”.

Moreover, you pay your bill, and you wonder where the money goes.

It doesn’t have to be this way.

You can have great health insurance coverage for you and your employees and not pay an arm and a leg for it.

We’ve helped many small businesses establish affordable health insurance coverage in Massachusetts, and I am sure we can help you, too!

Continue reading An Affordable Massachusetts Small Business Health Insurance Plan Solution | You Can Potentially Save Money With This Plan

Yes, Dental Implants Are Covered By Insurance | The Ultimate Guide To Getting Dental Implants Covered By Dental Insurance

Updated: April 12, 2024 at 9:38 am

You’ve lost a tooth, and now you wonder if dental implants are covered by insurance. Am I right?

Yes, John. I am hearing that dental insurance doesn’t cover dental implants.

That isn’t necessarily true. We work with many dental insurance plans that cover dental implants.

The short answer: it depends on your coverage. It also depends if your plan contains the missing tooth clause. We will get more on that in a minute.

But, even if your dental insurance doesn’t cover dental implants, you can still get coverage.

Continue reading Yes, Dental Implants Are Covered By Insurance | The Ultimate Guide To Getting Dental Implants Covered By Dental Insurance

3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance

Updated: April 12, 2024 at 9:38 am

hospital indemnity insurance worth the money

Many people wonder what hospital indemnity insurance is and if they need it.

Oh, John, you say. Stop right there. I have health insurance. I’m covered.

Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.

Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.

Do you have the money to pay for that? How would you pay for these unexpected medical expenses? A hospital indemnity insurance policy is an option.

Continue reading 3 Reasons Why Hospital Indemnity Insurance Is Worth The Money | We Discuss Why This Insurance Can Be An Important Component To Your Health Insurance

3 Life Insurance Options Available And Approved for Heart Attack Survivors | Protect Your Loved Ones

Updated: September 12, 2024 at 9:18 am

Recently, I received a phone call from a gentleman. He told me that he had a heart attack 6 months prior to his phone call and needed life insurance.

If you or a loved one are in a similar situation, we can help.

Yes, people who have had a heart attack can obtain life insurance.

Continue reading 3 Life Insurance Options Available And Approved for Heart Attack Survivors | Protect Your Loved Ones