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Updated: April 12, 2024 at 9:38 am
An agent talks to you about disability insurance, but then mentions the “elimination period” or waiting period.
Your eyes glaze over and that stops you from proceeding. Or, you briefly discuss it, and then you have a wrong impression of how it works.
Then, you will have a misstep down the road if you ever file a claim.
I already know what it is, John. It’s a probationary period.
Nope.
Updated: August 11, 2024 at 11:51 am
I think you will agree with me that small business health insurance here in
Massachusetts (MA) can be expensive.
You want to do right for you and your employees. Heck, health insurance here in the US is extremely important. However, some of these premium quotes you receive are no short of “sticker shock”.
Moreover, you pay your bill, and you wonder where the money goes.
It doesn’t have to be this way.
You can have great health insurance coverage for you and your employees and not pay an arm and a leg for it.
We’ve helped many small businesses establish affordable health insurance coverage in Massachusetts, and I am sure we can help you, too!
Updated: April 12, 2024 at 9:38 am
You’ve lost a tooth, and now you wonder if dental implants are covered by insurance. Am I right?
Yes, John. I am hearing that dental insurance doesn’t cover dental implants.
That isn’t necessarily true. We work with many dental insurance plans that cover dental implants.
The short answer: it depends on your coverage. It also depends if your plan contains the missing tooth clause. We will get more on that in a minute.
But, even if your dental insurance doesn’t cover dental implants, you can still get coverage.
Updated: April 12, 2024 at 9:38 am
Some say yes, others say no. We at My Family Life Insurance say that accident insurance is worth the money; however, as we always have said, the decision depends on your unique situation.
Is accident insurance worth the money for you? Read on to find out more. In today’s health care and insurance environment, chances are, it is.
Continue reading 3 Solid Reasons Why Accident Insurance Is Worth It
Updated: April 12, 2024 at 9:38 am
Many people wonder what hospital indemnity insurance is and if they need it.
Oh, John, you say. Stop right there. I have health insurance. I’m covered.
Many people think they are. However, did you know your health insurance likely does not cover everything? Here’s what I mean.
Let’s say you are in the hospital for a few days because of an accident. The pre-insurance bill is $50,000. After it is all said and done, you owe $7,500 which includes your $6,000 deductible you will need to pay and $1,500 of coinsurance.
Do you have the money to pay for that? How would you pay for these unexpected medical expenses? A hospital indemnity insurance policy is an option.