Author: John

I am a CFP® Professional and have an MBA. I founded My Family Life Insurance to provide honest, trustworthy advice and economical insurance solutions to individuals, families, and business owners. Contact me if you have any questions. There is no risk! If I can't help you, you've learned a little more, and we'll part as friends. Seriously! Can your current agent say this? View my linked-in profile here: www.linkedin.com/in/johnbarnescfp

Why You Won’t Find A (Super Duper) Life Insurance Calculator On This Website

Updated: April 12, 2024 at 9:40 am

A calculator with a no symbol in front of it.Life insurance calculators. Meant to help you, but do they leave you more confused?

Have you ever looked at so many numbers and figures, not knowing what they mean, that your eyeballs roll up into your head?

You become even more confused than when you started, right?

That’s how we at My Family Life Insurance feel when we see life insurance calculators on other websites. Don’t misunderstand us; calculators are needed. And, we aren’t bashing the other websites. What better way to determine your life insurance needs than by plugging in a few different variables into a simple life insurance calculator? Well, there is a problem with the average life insurance calculator found on most websites. Read on to understand more and what we do instead. Continue reading Why You Won’t Find A (Super Duper) Life Insurance Calculator On This Website

Why A Single Person Needs Life Insurance

Updated: April 12, 2024 at 9:40 am

Businessman reading documentsA single person doesn’t need life insurance, right?

You may have friends with children or are aware that a married couple should have some level (a good level) of life insurance in case of premature death.

However, as a single person, you may wonder if you need life insurance. You aren’t married and have no children. You have resources, so really what is the need? No one relies on your income, right?

Well, that really isn’t the right attitude to have. A single person could likely need life insurance. There are many common scenarios, including one we all can’t avoid.

In this article, we discuss the reasons why a single person needs life insurance. Continue reading Why A Single Person Needs Life Insurance

Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This

Updated: April 12, 2024 at 9:40 am

Elder Man Is Too Weak to Walk UnaidedIf you have a final expense life insurance policy, you probably don’t think it could affect your care in nursing homes.

We know you did the right thing. You purchased a final expense insurance policy to take care of your burial expenses and leave some money to your spouse or surviving heirs upon your death. And, you feel good about the decision. It is a good one: you don’t want them to worry about paying for a funeral while grieving. Of course, you want to leave a legacy for your family as well.

But you weren’t aware of a potential problem with nursing homes and life insurance (which is final expense insurance).

Continue reading Your Final Expense Insurance Could Be Taken By Nursing Homes – Unless You Do This