So, you meet with an agent about disability insurance, and he or she starts going over all of the disability insurance riders.

The agent says you need all of these riders.

You want to protect yourself in case anything happens, right, the agent asks?

The quote is no less than sticker shock (as we will show), but you don’t know much about disability insurance. So, you take the agent’s recommendation and apply.

You are approved, which is great! However, every time you see the premium draft out of your checking account, you wonder…

…Do I really need all of those riders?

Continue reading 4 Disability Insurance Riders That Are A Waste Of Money | 3 That You Probably Need & Several Maybe’s

Commercial, corporate, or professional pilots may wonder about disability insurance.

But, like anything, life happens, and this insurance takes a back seat.

If you are a pilot, I think you’ll agree with me that your job is stressful, but you enjoy it.

However, your job and the lifestyle you worked hard for can vanish in a flash.

Have you ever thought about what could happen if you could no longer do your job?

Continue reading How Pilots Protect Their Wealth With Disability Insurance | Through A Unique Policy Called Loss-Of-License Insurance

If you are a small business owner, say a hairstylist, and suddenly disabled, have you ever thought about how you would pay your studio rent? Thankfully, this is where business overhead expense insurance helps.

Oh, John, you say. I already have this insurance.

No. You probably don’t. You probably have business interruption insurance. That is through your commercial liability insurance. That is completely different.

What I am talking about is a policy that pays your business expenses if you can’t work due to an illness or injury. How will you pay your business rent, payroll, county taxes, etc. if you can’t work?

Continue reading 3 Advantages Of Business Overhead Expense Insurance | Here’s Why Business Owners Should Consider This Unique Insurance