Author: John

I am a CFP® Professional and have an MBA. I founded My Family Life Insurance to provide honest, trustworthy advice and economical insurance solutions to individuals, families, and business owners. Contact me if you have any questions. There is no risk! If I can't help you, you've learned a little more, and we'll part as friends. Seriously! Can your current agent say this? View my linked-in profile here: www.linkedin.com/in/johnbarnescfp

Why The Disability Insurance Benefit Period Is Important To Understand | We Discuss In Detail This Often Overlooked Component Of Disability Insurance

Updated: April 12, 2024 at 9:39 am

Many professionals I speak with confuse themselves about the disability insurance benefit period.

They read incorrect information elsewhere about the benefit period. Or, they speak with another agent who tells them the wrong information.

Continue reading Why The Disability Insurance Benefit Period Is Important To Understand | We Discuss In Detail This Often Overlooked Component Of Disability Insurance

3 Affordable Burial Insurance Options After A Stroke | Approved Today

Updated: April 12, 2024 at 9:39 am

If you’ve had a stroke, you probably think you can’t obtain burial insurance.

That is right, John. I just applied and was denied burial insurance.

However, that is not true. If you’ve had a stroke or TIA, you can obtain burial insurance.

In this article, we tell you how and the 3 burial insurance options available to you.

Continue reading 3 Affordable Burial Insurance Options After A Stroke | Approved Today

2 Solid CD Alternatives That Grow Your Money | These Options Offer The Same Principal Protection But Higher Returns

Updated: April 12, 2024 at 9:39 am

I get it: you want to grow your money safely, but Certificates of Deposit (CDs) offer a paltry return. You want safe CD alternatives that still grow your money.

You’ve come to the right place. There are 2 CD alternatives that provide the same principal protection as CDs, but they currently offer a better return.

Continue reading 2 Solid CD Alternatives That Grow Your Money | These Options Offer The Same Principal Protection But Higher Returns

How High-Risk Applicants Get Approved For Life Insurance | 3 Life Insurance Options Available To You

Updated: April 12, 2024 at 9:39 am

Here’s the situation: you’ve applied for life insurance, and the carrier says you are a high-risk or impaired risk. So, they decline your application.

If you are a high-risk applicant and need life insurance, you’ve come to the right place.

We’ve helped many high-risk individuals obtain life insurance, even if they have been declined before.

Continue reading How High-Risk Applicants Get Approved For Life Insurance | 3 Life Insurance Options Available To You

How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week

Updated: April 12, 2024 at 9:39 am

We’ve talked about the importance of disability insurance ad nauseum. Self-employed professionals, workers, and employees should have some level of disability insurance to protect themselves. However, many carriers decline disability insurance for part-time workers (self-employed professionals and employees).

If this is you, as a part-time worker, and have been declined for disability insurance, you’ve come to the right place.

We have helped many part-time workers and employees obtain disability insurance.

Continue reading How Part-Time Workers Get Approved For Disability Insurance Every Time | Disability Insurance Options For People Who Do Not Work More Than 30 Hours Per Week