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Updated: April 12, 2024 at 9:39 am
You were declined for life insurance. The agent says your only option is a guaranteed issue life insurance policy. But, the policy has a waiting period. You don’t like that. You want a guaranteed issue life insurance policy with no waiting period.
You’ve come to the right place. We can help.
John, my agent says that is impossible.
That is the usual response, but no, it is not impossible. We have 3 opportunities where people can obtain life insurance at guaranteed issue with no waiting period.
Updated: April 12, 2024 at 9:39 am
People with disabilities may feel life insurance is out of reach.
That’s not entirely true. People with disabilities can obtain life insurance.
If you have a disability, life insurance is likely available.
You just need to know the life insurance options for your situation.
We have helped many people with disabilities obtain the best life insurance rates for their situation. I am sure we can help you, too.
Updated: April 12, 2024 at 9:39 am
We at My Family Life Insurance know it is hard. English is a tough language to learn. You love your family. You understand that you need life insurance to protect your family in case of the unexpected. Nearly all life insurance applications are in English, though. The process makes you disenchanted about applying for life insurance. An application in Spanish would be so much easier. You are in luck. We work with a carrier that has a life insurance application in Spanish. You can even apply on your own! In this article, we discuss life insurance for Spanish-speaking individuals and families.
Continue reading Life Insurance For Spanish-Speaking Individuals And Families
Updated: April 12, 2024 at 9:39 am
If you have atrial fibrillation, you can obtain burial insurance.
That is right. Additionally, most people with atrial fibrillation, or Afib, purchase burial insurance rather easily with no policy limitations.
In other words, your burial insurance policy will not have a waiting period, graded benefits, or limited death benefits.
Updated: April 12, 2024 at 9:39 am
You probably didn’t know that you can make mistakes on your life insurance beneficiary designation, did you?
And if you do, and you pass away, your beneficiary mistake could have severe consequences.
Many people (and some agents) will tell you to not worry; just put anyone as your beneficiary.
But that is wrong. Doing so will potentially destroy the advantages of life insurance. Moreover, it could create chaos with your surviving loved ones.
You don’t want that to happen, do you?