We at My Family Life Insurance know it is hard. English is a tough language to learn. You love your family. You understand that you need life insurance to protect your family in case of the unexpected. Nearly all life insurance applications are in English, though. The process makes you disenchanted about applying for life insurance. An application in Spanish would be so much easier. You are in luck. We work with a carrier that has a life insurance application in Spanish. You can even apply on your own! In this article, we discuss life insurance for Spanish-speaking individuals and families.
Continue reading Life Insurance For Spanish-Speaking Individuals And Families
If you have AIDS or HIV, you probably think you can’t get burial insurance.
If you have peripheral vascular disease (PVD) or peripheral arterial disease (PAD), you can obtain burial insurance.
If you apply for life or disability insurance, usually the carrier sets up a paramedical exam. The exam consists of health questions, a height/weight check, a urine sample, among other requirements. In the past few years, many carriers are moving away from the traditional process of a paramedical exam to a simplified, non-medical insurance process. The simplified process excludes the paramedical exam. It usually does, however, require a phone interview with a member of the carrier’s underwriting team. In this article, we discuss the simplified process in more detail. We also discuss how you can “ace” the insurance underwriting phone interview.