Life insurance is an extremely important financial planning tool, even for non-US citizens. If you are a non-US citizen, you may be wondering if you can obtain life insurance here in the US. The answer, generally, is you can. However, life insurance availability really depends on your situation. In this article, we discuss how non-US citizens obtain life insurance. We will discuss the requirements, the process, and the types of life insurance available.
How Non-US Citizens Obtain Life Insurance
Updated: April 12, 2024 at 9:39 am
You’ve lived here in the US for a while. Maybe you have or are starting a family of your own. As a DACA recipient, you understand the need and importance of life insurance.
You may hear from your friends, family, neighbors, or even Alex Trebek that you need burial insurance. If you think you do, it is important that you know the types of burial insurance available. There are so many kinds and types. In this article, we discuss the various types of burial insurance, so you can make an informed decision. First, we will discuss what burial insurance is, and then discuss the types available.
Recently, we spoke to a woman who was looking for burial insurance for her husband. She was looking for life insurance to cover his burial and funeral expenses. This is a common reason for burial insurance. She explained to us that he had a health condition, which is no big deal. We all have health conditions. And, burial insurance fits nicely for people with health conditions. However, the health condition he has is 
Recently, we answered a call from a nice gentleman named “Joe”. (Not his real name.) He was looking for life insurance to cover his burial and funeral expenses. He retired, and the life insurance from his company was not portable. Joe explained to us that he had a health condition, which is no big deal. We all have health conditions. And, burial insurance (life insurance designed to pay for your funeral and burial expenses) fits nicely for people with health conditions. However, he then told us about his oxygen use. Using oxygen changes your life insurance and burial insurance options. There are still options, but not as many.