It’s fantastic. We’ve helped many parents apply and enroll in life insurance in the last several years. A simple, term life insurance plan is a cheap and economical way to protect a person’s family in case of an unexpected death. However, most of these parents were making a huge mistake on their application: naming their child, children, or another minor as a primary life insurance beneficiary.

How is that a mistake, John, you ask? If I pass away, I want my money to go to them and not someone else!

It is, and we will discuss further.

However, we will also discuss 3 ways you can make this right.

Continue reading The Wrong Way To Name Your Child As A Life Insurance Beneficiary | And, 3 Options To Make It Right

If you have any felonies or criminal records in your background, you probably think you can’t obtain life insurance.

That is not true, however.

People with felonies and criminal records can obtain life insurance!

Continue reading 3 Life Insurance Options Approved For Felonies And Criminal Records | Availability Depends On The Type And Severity Of Your Situation

If you live in New York, you’ve probably had a hard time buying burial insurance or funeral insurance (i.e. life insurance policies with a small death benefit).

Am I right?

Yes, John. Carriers tell me they can’t help me out.

Generally, that is true.

However, we work with several carriers that have burial insurance plans available for New York residents.

Continue reading Available And Affordable Burial Insurance Options For New York Residents | Burial & Funeral Insurance Can Be Hard To Find, But We Have Options For You!

I guaranteed you’ve never heard of the LexisNexis Risk Classifier Score. Yet, it plays an important role in insurance.

John, this sounds like it belongs in outer space, you say.

Ha. No. The risk classifier score is simply a consumer report that many insurance companies use to assess risk. In fact, a majority of life insurance carriers use it during the underwriting process.

This is why you need to know more about it because it can make an impact on the insurance approval decision.

Continue reading What’s The Life Insurance LexisNexis Risk Classifier Score Really About?

It’s a fact that one day, we all pass away. This fact includes our parents, and burial insurance helps pay for their funeral and final expenses.

It also gives you, as the child, peace of mind knowing that this situation is covered.

Did you know that you can buy burial insurance for your parents? You can. We have helped many children do so for their parents.

However, like anything, there is a right way of going about something and a wrong way.

Continue reading The Right Way To Buy Burial Insurance For Parents Approved Today! | It’s An Easy Process If You Follow The Right Steps