Call or Text Us! (800) 645-9841
By initiating a call or text to us, you agree to receive text messages. If you no longer wish to receive text messages, you may opt out at any time by replying "STOP".
Updated: April 12, 2024 at 9:39 am
If you live in New York, you’ve probably had a hard time buying burial insurance or funeral insurance (i.e. life insurance policies with a small death benefit).
Am I right?
Yes, John. Carriers tell me they can’t help me out.
Generally, that is true.
However, we work with several carriers that have burial insurance plans available for New York residents.
Updated: April 12, 2024 at 9:39 am
I guaranteed you’ve never heard of the LexisNexis Risk Classifier Score. Yet, it
plays an important role in insurance.
John, this sounds like it belongs in outer space, you say.
Ha. No. The risk classifier score is simply a consumer report that many insurance companies use to assess risk. In fact, a majority of life insurance carriers use it during the underwriting process.
This is why you need to know more about it because it can make an impact on the insurance approval decision.
Continue reading What’s The Life Insurance LexisNexis Risk Classifier Score Really About?
Updated: April 12, 2024 at 9:39 am
It’s a fact that one day, we all pass away. This fact includes our parents, and burial insurance helps pay for their funeral and final expenses.
It also gives you, as the child, peace of mind knowing that this situation is covered.
Did you know that you can buy burial insurance for your parents? You can. We have helped many children do so for their parents.
However, like anything, there is a right way of going about something and a wrong way.
Updated: April 12, 2024 at 9:39 am
Many parents and grandparents purchase life insurance on their children or
grandchildren. Usually, the life insurance is a whole life insurance policy. Did you know that indexed universal life insurance is a great option for children?
John, I heard these have too many moving parts and a waste of money, you say.
Well, yes and no. We have discussed some of the disadvantages of indexed universal life. Additionally, we will dive into some of the details of indexed universal life insurance.
But, indexed universal life insurance might be a solid investment for children and grandchildren.
Updated: April 12, 2024 at 9:39 am
In this article, I am going to tell you about a term life insurance plan that works well for Medicaid recipients.
John, I heard term life insurance isn’t a good purchase because of underwriting and the term itself.
Well, that can be true. Hear me out.