Step-by-Step Guide to Understanding How Life Insurance Tables And Table Ratings Affect Your Cost

Updated: April 12, 2024 at 9:38 am

We aren’t talking about kitchen tables. In your search for affordable life insurance, you may have heard of the terms “life insurance tables” or “table rating”.

Or, maybe you applied for life insurance, and the life insurance company offered a “table rating”. You probably have no idea what this means.

Yeah, John. I am confused. They want to charge me a higher premium!

No problem. In this article, we discuss the importance of understanding life insurance tables and table ratings (hint: it saves you money!).

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2 Solid Life Insurance Options For People With Huntington’s Disease | We Discuss 2 Guaranteed Issue Options & Possibly More Options Available

Updated: April 12, 2024 at 9:38 am

Did you know that people with Huntington’s Disease can obtain life insurance?

It is true.

However, life insurance options are really limited. Are they the best life insurance for you? Well, depending on your specific situation with Huntington’s disease, they might be.

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A Term Life Insurance Plan That Doesn’t Impact Medicaid Eligibility | We Discuss A Viable Option For You And Your Family

Updated: April 12, 2024 at 9:39 am

In this article, I am going to tell you about a term life insurance plan that works well for Medicaid recipients.

John, I heard term life insurance isn’t a good purchase because of underwriting and the term itself.

Well, that can be true. Hear me out.

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Chew? How To Get Approved Cheap Non-Smoker Life Insurance [We Explain All The Details To Save You Money]

Updated: April 12, 2024 at 9:39 am

discuss how chew users obtain non-smoker life insurance ratesIf you chew, dip, use smokeless tobacco then you probably think you are ineligible for life insurance at non-smoker rates.

I mean, chew tobacco contains nicotine. Nicotine is bad, right?

So, that means you are a smoker or tobacco user and pay higher rates, right?

Well, not so true…

We are here to tell you that if you chew, dip, or use smokeless tobacco, you can obtain life insurance easily.

Moreover, at cheap, non-smoker life insurance rates.

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6 Solid Guaranteed Issue Life Insurance Options For People Under The Age Of 40

Updated: April 12, 2024 at 9:39 am

You’ve read about guaranteed issue life insurance and have a loved one under age 40. You think it might be a good fit for him or her.

Or, maybe you yourself are under age 40 and know that a guaranteed issue life insurance policy would work better for you in your circumstances.

You inquire about it, and the carrier or agent says that guaranteed issue life insurance for someone under age 40 is not available. They say you have to wait until age 40 or 50. You feel dejected.

No worries, though. We have many guaranteed issue life insurance plans that are available for people under age 40.

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