Category: Disability Insurance

How Nurses Protect Their Income And Wealth With Disability Insurance | Nurse’s Guide To Understanding Disability Insurance And The Best Disability Insurance Options Available

Updated: April 12, 2024 at 9:38 am

Nurses usually don’t wake up in the morning and think, “Gosh, I need some disability insurance!”

Am I right?

If you are a nurse, you are busy. Being on your feet, helping doctors and patients with examinations, and treating patients with care is part of your livelihood. Nursing can definitely be a very tough job, but a rewarding one both emotionally and financially.

However, have you ever thought about what could happen if you could no longer do your job?

What would happen if you became sick, ill, injured, and disabled?

Continue reading How Nurses Protect Their Income And Wealth With Disability Insurance | Nurse’s Guide To Understanding Disability Insurance And The Best Disability Insurance Options Available

Best Disability Insurance Options For Chiropractors | Your Guide To Understanding This Important Insurance

Updated: April 12, 2024 at 9:38 am

disability insurance for chiropractors

Chiropractors don’t have a lot of time thinking about disability insurance, am I right?

I think you will likely agree with me on that.

Yeah, John. I am pretty busy, but I am interested in learning more about disability insurance.

Great. However, what if you could no longer do your job?

Have you ever thought about what would happen if you became sick, ill, injured, and disabled?

Continue reading Best Disability Insurance Options For Chiropractors | Your Guide To Understanding This Important Insurance

2 Reasons Why The Disability Insurance Elimination Period Is Important To Understand | Knowing This Could Potentially Save You Thousands In the Long Run

Updated: April 12, 2024 at 9:38 am

An agent talks to you about disability insurance, but then mentions the “elimination period” or waiting period.

Your eyes glaze over and that stops you from proceeding. Or, you briefly discuss it, and then you have a wrong impression of how it works.

Then, you will have a misstep down the road if you ever file a claim.

I already know what it is, John. It’s a probationary period. 

Nope.

Continue reading 2 Reasons Why The Disability Insurance Elimination Period Is Important To Understand | Knowing This Could Potentially Save You Thousands In the Long Run

3 Advantages Of Key Person Disability Insurance | We Discuss This Important Insurance And Why Your Business Needs It!

Updated: April 12, 2024 at 9:38 am

In this guide, we discuss key person disability insurance and why, as a business owner, you should purchase such important, valuable coverage.

John, you say, I already have this. My other agent sold me key person life insurance.

Nope. This is different and arguably more important. Have you ever thought about what would happen if that key employee didn’t pass away, but instead, faced a long-term illness or injury?

Continue reading 3 Advantages Of Key Person Disability Insurance | We Discuss This Important Insurance And Why Your Business Needs It!

Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained

Updated: January 26, 2025 at 10:48 am

In this article, we are going to discuss short-term disability insurance costs for 2025.

Disability insurance is an extremely important insurance that most families need. It is the only insurance that will pay a benefit to you if you are sick or hurt and can’t do your job. No other type of insurance does that.

Inflation is still high, money is still tight, and economists predict doom and gloom with a recession. I receive many phone calls from professionals about the costs of short-term disability insurance.

Continue reading Get Ahead of the Curve: 2025 Short-Term Disability Insurance Costs Explained