In this article, I discuss 3 great reasons why teachers need disability insurance.
I also go into detail about what constitutes a great policy, discuss underwriting, and discuss costs.
This is a complete guide for teachers and educating them on disability insurance.
If you are a teacher, you may not think you need disability insurance. You may already have some through your employer. But, as we will discuss, that may not be enough.
Your job is more important than people realize. Each day brings something different. The impact you make on your students can be felt for years.
However, what if you could no longer do your job?
Have you ever thought about what would happen if you became sick, ill, injured, and disabled?
How would you pay your bills if you could not work?
Continue reading 3 Great Reasons Why Teachers Need Disability Insurance Now | Even If You Have Some Through Work, You May Not Be Fully Covered
An agent talks to you about disability insurance, but then mentions the “elimination period” or waiting period.
Your eyes glaze over and that stops you from proceeding. Or, you briefly discuss it, and then you have a wrong impression of how it works.
Then, you will have a major misstep down the road if you ever file a claim.
Continue reading 2 Reasons Why The Disability Insurance Elimination Period Is Important To Understand | Knowing This Could Potentially Save You Thousands In the Long Run
Millennials usually don’t think about disability insurance. If you are a millennial, I think you’ll agree with me about that.
There’s a lot going on in your life, right?
Disability insurance can wait, you say.
Well, not really. If there is one insurance I’d say to obtain as soon as you possibly can, it is this one.
Continue reading 3 Strong Reasons Why Millennials Need Disability Insurance | Learn Why This Insurance Is Extremely Important
If you are a business owner, you probably don’t think about using disability insurance to protect your business loans, right?
You might already have some disability insurance already. So, why do you need another disability insurance policy?
Here’s a question you should ask yourself. If you have a business loan, how will you pay that loan back if you are sick or work and can’t work?
I’ll just use my benefit from my individual disability insurance, you say.
That’s what many business owners think they should do, but doing so puts you and your business in jeopardy.
Continue reading How Disability Insurance Protects Business Loans | We Discuss And Educate You On This Important Insurance
I think you’ll agree with me that doulas don’t think about disability insurance.
I mean, you are busy providing support for and educating your clients about the birthing and labor process. Who has time to think about anything else?
However, have you ever thought about what would happen if you need support?
I’m not talking about your own birth, but if you could no longer do the job you enjoy.
Continue reading 3 Important Things Doulas Need To Know About Disability Insurance | Learn About This Important Insurance