Understand Your Dental Insurance!

Updated: April 12, 2024 at 9:39 am

thinking about understand dental insuranceIt’s no secret; dental insurance is pretty important to your health. Many reputable healthcare sources state that there is a link to proper dental hygiene and your overall health.  However, many people don’t have proper dental insurance. Additionally, many believe it is a waste of money. Part of the problem is that they don’t understand dental insurance. Doing so can not only save you a ton of money, but also help you with managing your dental care. In this article, we will help you understand dental insurance so you can make an informed decision about your insurance and your care. We break down the lexicon into easy-to-understand terms. Think of this article as your “go-to” guide to understanding this important insurance.

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Do This Before Getting Pregnant

Updated: April 12, 2024 at 9:39 am

Having a baby is a new and exciting moment. Your life definitely changes! (I speak from experience.) If you are a first-time parent, the process can be an exciting yet nervous one. There are checkups to make, ultrasound appointments to attend, and so much more. You also need to get the baby’s room ready. Let’s not forget the baby shower. That is always a fun time with friends and family. What a great way to share your joyous moment.

There is one aspect, however, that many parents overlook until it is too late. It has nothing to do while pregnant. It has everything to do before getting pregnant. In this article, we discuss the one thing you need to do before getting pregnant.

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Types of Burial Insurance

Updated: April 12, 2024 at 9:39 am

showing the couple the types of burial insuranceYou may hear from your friends, family, neighbors, or even Alex Trebek that you need burial insurance. If you think you do, it is important that you know the types of burial insurance available. There are so many kinds and types. In this article, we discuss the various types of burial insurance, so you can make an informed decision. First, we will discuss what burial insurance is, and then discuss the types available.

There can be many options, and those options depend on your health situation. There are also low-cost burial insurance options and ways to protect your burial insurance if you need to go into a nursing home. We will discuss those options as well.

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Is Critical Illness Insurance Worth The Money?

Updated: April 12, 2024 at 9:39 am

shows why critical illness insurance is worth the moneyI know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.

We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.

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Your Best Critical Illness Insurance Options

Updated: April 12, 2024 at 9:39 am

If you read our article if critical illness insurance is worth the money, you know that answer really depends on you and your situation. Keep in mind that critical illness insurance is generally inexpensive when you consider the financial and emotional impact an illness takes on a family. In this article, we discuss the best critical illness insurance options for you and your family.

First, we discuss critical illness insurance underwriting and then the types of critical illness insurance available. Then, we discuss the plans we feel are the best, offering the right type of coverage and premium. Honestly, there will be carriers you have never heard of. Is this a bad thing? No. It means we at My Family Life Insurance have a lot of options to place you and your family in the right critical illness insurance plan.

Remember, the “best” or “right” critical illness insurance plan is the one that fits your needs, situation, and budget. Moreover, it pays the benefit to help you and your family. It’s not based on a brand name or a carrier on TV.

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