If you are a small business owner, say a hairstylist, and suddenly disabled, have you ever thought about how you would pay your studio rent? Thankfully, this is where business overhead expense insurance helps.
Oh, John, you say. I already have this insurance.
No. You probably don’t. You probably have business interruption insurance. That is through your commercial liability insurance. That is completely different.
What I am talking about is a policy that pays your business expenses if you can’t work due to an illness or injury. How will you pay your business rent, payroll, county taxes, etc. if you can’t work?
grandchildren. Usually, the life insurance is a whole life insurance policy. Did you know that indexed universal life insurance is a great option for children?
If you are a professional and a member of an association, you’ve probably received information in the mail about your association’s disability insurance.
In this article, I am going to tell you about a term life insurance plan that works well for Medicaid recipients.
If you are an employee of a company, you likely have employer-sponsored (i.e. group) insurance benefits. One of the most common benefits offered to employees is group term life insurance. Many people sign up for this benefit and then forget about it. They think they are all set, or their group plan will always be there for them. However, you might be doing a disservice to yourself and your family if you think this way. In this article, we compare group vs. individual life insurance and explain 5 key differences.