4 Reasons Why Indexed Universal Life Insurance Is A Good Investment For Children | We Discuss The Advantages, Disadvantages, And Other Options

Updated: April 12, 2024 at 9:39 am

Many parents and grandparents purchase life insurance on their children or grandchildren. Usually, the life insurance is a whole life insurance policy. Did you know that indexed universal life insurance is a great option for children?

John, I heard these have too many moving parts and a waste of money, you say.

Well, yes and no. We have discussed some of the disadvantages of indexed universal life. Additionally, we will dive into some of the details of indexed universal life insurance.

But, indexed universal life insurance might be a solid investment for children and grandchildren.

Continue reading 4 Reasons Why Indexed Universal Life Insurance Is A Good Investment For Children | We Discuss The Advantages, Disadvantages, And Other Options

5 Reasons Why Association Disability Insurance Plans Can Be A Waste Of Money | Usually; We Give You The Inside Information So You Can Make An Informed Decision

Updated: April 12, 2024 at 9:39 am

If you are a professional and a member of an association, you’ve probably received information in the mail about your association’s disability insurance.

You don’t have any yet, and you are aware of how important disability insurance is.

So, you think, why not?

You download the application, fill it out, submit it, and pay the first month’s premium.

You are happy, until you make a claim. Then, you don’t receive the benefit you expect.

In this article, we discuss why association disability insurance plans are potentially a waste of money.

Continue reading 5 Reasons Why Association Disability Insurance Plans Can Be A Waste Of Money | Usually; We Give You The Inside Information So You Can Make An Informed Decision

A Term Life Insurance Plan That Doesn’t Impact Medicaid Eligibility | We Discuss A Viable Option For You And Your Family

Updated: April 12, 2024 at 9:39 am

In this article, I am going to tell you about a term life insurance plan that works well for Medicaid recipients.

John, I heard term life insurance isn’t a good purchase because of underwriting and the term itself.

Well, that can be true. Hear me out.

Continue reading A Term Life Insurance Plan That Doesn’t Impact Medicaid Eligibility | We Discuss A Viable Option For You And Your Family

5 Important Differences Of Group vs. Individual Life Insurance | Understand These Key Differences So You Can Make An Educated Decision

Updated: April 12, 2024 at 9:39 am

If you are an employee of a company, you likely have employer-sponsored (i.e. group) insurance benefits. One of the most common benefits offered to employees is group term life insurance. Many people sign up for this benefit and then forget about it. They think they are all set, or their group plan will always be there for them. However, you might be doing a disservice to yourself and your family if you think this way. In this article, we compare group vs. individual life insurance and explain 5 key differences.

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An Attractive, Better Gift: Term Life Insurance On Children | A Great And Inexpensive Way To Purchase Life Insurance

Updated: April 12, 2024 at 9:39 am

Did you know you can obtain term life insurance on your children or grandchildren?

It is true.

Agents abound tell you that it is not available. They say you can only obtain permanent insurance like whole life.

They are misinformed.

Continue reading An Attractive, Better Gift: Term Life Insurance On Children | A Great And Inexpensive Way To Purchase Life Insurance