I know you have a lot of financial priorities: mortgage, food, health care. If you have kids, then college savings as well. Why are we talking about critical illness? Well, a critical illness – such as cancer or heart disease – can financially wipe you out. No way, John, you say. I have health insurance. That is great to hear. You know as well as I do that health insurance premiums and out-of-pocket costs have been rising as fast as a rocket. Moreover, many health insurance plans don’t cover everything when it comes to a critical illness. In this article, we answer the question that many people have. Is critical illness insurance worth the money, when you have other financial priorities? The answer isn’t so easy. Like most answers, it depends.
We discuss what critical illness insurance is, how it works, and the different types. Moreover, we will discuss potentially, better alternatives to critical illness insurance. (Yes, you heard us right.). Finally, we provide example premiums for critical illness insurance plans. By the time you finish this article, you will have a good idea if critical illness insurance is worth it and right for you.
Continue reading Is Critical Illness Insurance Worth The Money?
If you read our article if 
You put off purchasing dental insurance for awhile now. But, your bicuspid fell out. Now you need to get that fixed. You just purchased dental insurance and go to the dentist. Your dentist is in the plan’s network, and that makes you feel good. However, you turn upset when the office manager informs you that your partial bridge won’t be covered. The reason, she tells you, is because of a “missing tooth clause” with your dental insurance. You’ll have to pay 100% of the cost of your tooth replacement. In this article, we discuss the missing tooth clause and how to avoid it.
You feel you need a lot of dental work. Maybe you went to the dentist, and he or she indicated several recommended, expensive procedures. Or, many of your friends have had dental work done recently. They described the high-out-pocket costs. Hearing this nearly made your jaw drop! They mentioned they “max’d out” or went over their carrier’s annual benefit limit. Whatever the case may be, you want high benefit dental insurance. You want protection.