What concerns you the most about your health care? That is what we thought: your rising prescription drug medication! Rising drug costs hit seniors especially hard, since seniors are usually on a fixed income. In recent years, seniors, and the long-term disabled, have had to figure out a way to manage these increasing costs more than the average working family. If you are a senior or a disabled person living in Massachusetts, there may be a solution. What if I told you there is a way you can lower your prescription drug costs? Significantly in most cases. In this article, we discuss Massachusetts’ Prescription Advantage program and its eligibility rules. Don’t think you can qualify? Think again.
In April 2018, the Centers of Medicare and Medicaid Services (CMS) started mailing new Medicare cards to beneficiaries. The new Medicare card program ends in April 2019. Likely, you have not received your new Medicare card yet. It will have a different look and feel than the one you have been carrying around in your wallet or purse over the last several years. What has changed and why is this important? That is what we discuss today. In this article, we discuss the 10 things you need to know about your new Medicare card.
If you are a Medicare beneficiary, you may have heard of the “MADP”. The MADP stands for Medicare Advantage Disenrollment Period. It starts January 1 and runs until February 14th. It is during this time you can disenroll from your Medicare Advantage plan. Why would you want to do this? We will get to that. You’ll want to think of the MADP as your “do over”. In this article, we discuss the Medicare Advantage Disenrollment Period and how to maximize your Medicare options should you decide to “do over”.
Veterans: we thank you for your service. If you are approaching age 65, or at this age already, you might be wondering about Medicare and how it works with your Veteran’s Affairs (VA) benefits. The good news? You have options for your health insurance. The bad news? Yes, it can be confusing. In this article, we discuss how your VA benefits work with Medicare. [Read more…]
I had a Medicare beneficiary once say to me, “John, this is all a maze. It is so confusing. No wonder why people don’t know what they have or make mistakes.” He was referring to the Medicare insurance option process. If you don’t know what our practice is about, we really focus on educating our clients so they can understand how the options selected. The same holds true for selecting your Medicare plan. In this article, we discuss how to choose the right Medicare insurance plan. [Read more…]