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Updated: March 23, 2026 at 6:54 am
Let me guess, you are HIV positive, healthy, and having trouble finding life insurance.
Am I right?
Yes, John. I have been following my doctor’s plan and am otherwise healthy. Carriers decline me when I disclose I have HIV. Can you help?
Updated: April 12, 2024 at 9:38 am
Updated: April 12, 2024 at 9:39 am
You may hear from your friends, family, neighbors, or even Alex Trebek that you need burial insurance. If you think you do, it is important that you know the types of burial insurance available. There are so many kinds and types. In this article, we discuss the various types of burial insurance, so you can make an informed decision. First, we will discuss what burial insurance is, and then discuss the types available.
There can be many options, and those options depend on your health situation. There are also low-cost burial insurance options and ways to protect your burial insurance if you need to go into a nursing home. We will discuss those options as well.
Updated: April 12, 2024 at 9:39 am
According to the Mayo Clinic, there are 3 million new cases of Alzheimer’s disease each year. This condition is tough on families and loved ones. If you or a family member have Alzheimer’s disease, you probably think that you can’t obtain burial insurance. That is simply not true. Sure, there might be life insurance carriers that decline you, but there others that won’t. You just need to know where to look and the right type. Whether you were just diagnosed with dementia or Alzheimer’s disease, or you are looking for someone else, burial insurance is available.
Continue reading Burial Insurance For People With Alzheimer’s Disease or Dementia
Updated: April 12, 2024 at 9:39 am
You were declined for life insurance. The agent says your only option is a guaranteed issue life insurance policy. But, the policy has a waiting period. You don’t like that. You want a guaranteed issue life insurance policy with no waiting period.
You’ve come to the right place. We can help.
John, my agent says that is impossible.
That is the usual response, but no, it is not impossible. We have 3 opportunities where people can obtain life insurance at guaranteed issue with no waiting period.
Did you know that people with Huntington’s Disease can obtain life insurance?